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Welcome to the highly sought-after Heritage Bay community on beautiful Snead Island, where coastal charm, privacy, and the timeless appeal of Old Florida create an exceptional place to call home. This elevated Key West-style residence offers 3 bedrooms, 2 bathrooms, and an oversized garage with room for 4+ vehicles, boats, golf carts, and recreational toys, plus a dedicated workshop.
The spacious galley kitchen features granite countertops, solid ivory wood cabinetry, decorative tile backsplash, Samsung stainless steel appliances, Kenmore Washer and Dryer and a convenient butler's pantry. The open living area is filled with natural light and flows seamlessly to expansive covered porches with preserve views and glimpses of Terra Ceia Bay. The home features beautiful 20" x 20" decorative ceramic tile throughout the main living areas, while all bedrooms are comfortably carpeted.
The private primary suite offers a spacious walk-in closet and an impressive en-suite bath with dual vanities, large soaking tub, huge tiled walk-in shower, private water closet, and direct access to the rear balcony. Upstairs, the versatile third-floor loft with impact windows and a private balcony can serve as a guest suite, home office, media room, or playroom.
Outdoor living is one of this home's greatest features. Enjoy the welcoming front porch, spacious rear porch overlooking the preserve, or head to the rooftop sun deck for panoramic bay views.
Recent improvements include a new metal roof, new electrical panel, impact-rated front entry door, and impact windows in the third-floor loft.
Heritage Bay residents enjoy access to a community pool and tennis courts just a short stroll from the home.
Living on Snead Island is about much more than owning a homeāit's embracing a lifestyle. Home to approximately 300 residences, the island offers a peaceful atmosphere with only a handful of commercial businesses, including the Bradenton Yacht Club, marina, and local nursery. With no traffic lights, minimal traffic, and one road in and out, residents enjoy a relaxed pace of life that is becoming increasingly rare.
Just minutes away is Emerson Point Preserve, a stunning 500-acre State Park where Tampa Bay, Terra Ceia Bay, and the Manatee River meet. Enjoy miles of walking and biking trails, kayak launches, an observation tower, abundant wildlife, a dog-friendly beach, picnic areas, and spectacular sunsets year-round.
The island's welcoming community is one of its greatest treasures. Neighbors travel by golf cart, ride horses, walk dogs, and gather together throughout the year. A beloved holiday tradition lights the island's streets with candlelit sandbags each December, creating a magical setting and strong sense of community that makes Snead Island so special.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $732 | $732 | $732 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,989 |
| Total Monthly Payment | $2,963 | $3,080 | $3,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.