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FULLY FURNISHED and move-in ready! You own the land, NO flood insurance is required, and low HOA fees- $250 a year in Ponderosa Park. From the moment you arrive, you will notice the pride of ownership. This immaculate 2-bedroom, 2-bath home has been meticulously maintained and offers an exceptionally spacious floor plan featuring two oversized family rooms, providing endless possibilities for relaxing, entertaining, or hosting family and friends. The bright eat-in kitchen offers plenty of cabinet and countertop space and opens to a separate dining room, creating the perfect layout. Both bathrooms have been beautifully renovated with walk-in showers, while the spacious primary suite features a walk-in closet and private ensuite bath. The oversized guest bedroom easily accommodates two twin beds. One of the home's standout features is the expansive screened-in porch, offering the perfect place to enjoy your morning coffee, read a book, or unwind in the evening. Outside, the low-maintenance stone landscaping means no mowing or lawn maintenance, giving you more time to enjoy the outdoors. The covered carport provides parking for one vehicle, and the property includes two separate sheds—a dedicated laundry/storage building and a second workshop/storage shed, offering incredible space for hobbies, crafts, projects, or additional storage. Buy with confidence knowing many of the major improvements have already been completed, including- roof (2023), 150-amp electrical panel (2023), HVAC system (2021), and replacement windows. Ponderosa Park is a friendly, pet-friendly, 55+ community where you own the land and enjoy outstanding amenities including a swimming pool, shuffleboard courts, and an active clubhouse with year-round social events. Conveniently located near shopping, restaurants, medical facilities, golf courses, parks, and the Gulf beaches, this turn-key home is ready for you to move in and start enjoying the Florida lifestyle from day one.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$168,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $134,400 | $134,400 | $134,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $44 | $44 | $44 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $805 | $849 | $1,116 |
| Total Monthly Payment | $924 | $968 | $1,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.