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Welcome to Bittersweet Ridge, a beautifully maintained 2-bedroom, 2-bath condo in a desirable 55+ community. This move-in ready home features a tiled entry, engineered flooring throughout, an updated kitchen with modern cabinetry, propane cooking, included appliances, and convenient main-level laundry. The spacious primary bedroom offers a custom-designed wardrobe system with built-in drawers, hanging space, shoe storage, and upper cabinetry. Both bathrooms have been updated, with one featuring removable ADA-style accessibility upgrades. A standout feature is the stunning enclosed sunroom by Patio Enclosures, a recent approximately $30, 000 improvement with insulated panels, new windows, and double-locking doors, creating the perfect space to relax and enjoy every season. The full, dry basement offers exceptional storage with extensive shelving and the potential to be finished for additional living space. Additional highlights include central vacuum, a whole-house fan, pull-down attic access with an insulated cover, digital keypad entry locks, 200-amp electrical service, and a newer hot water heater, as well as a new roof. Ideally located across from Peckham Park and close to walking trails and seasonal ice skating, this home offers peaceful, low-maintenance living with easy access to local amenities. Don't miss this opportunity to own in one of Middlefield's most sought-after communities.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Laminate Floor | Main |
| Living Room | Ceiling Fan,Laminate Floor | Main |
| Primary Bedroom | Ceiling Fan,Laminate Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $247,940 | $247,940 | $247,940 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $295 | $295 | $295 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,485 | $1,566 | $2,059 |
| Total Monthly Payment | $1,855 | $1,936 | $2,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.