|
Presented by
Sable Homes Metro-West |
7 Talbot Lane, Smithtown, NY, 11787 | $849,000
Nestled on a quarter acre of beautifully maintained property in the sought-after Morewood Estates section of North Smithtown, this immaculate ranch offers the perfect blend of comfort, updates, and flow. Walk the paver path from the oversized driveway into this updated home with gleaming hardwood floors, crown molding throughout, updated light fixtures and so much more! Updated bathrooms, 200-amp electric, and updated siding with a cultured stone facade. The fully finished walk-out basement provides an abundance of additional living and storage space, featuring a dedicated laundry room, multiple storage closets, and a second refrigerator; perfect for entertaining, holiday storage, or everyday convenience. Enjoy your own private backyard oasis. Beautifully landscaped and designed for entertaining. This home offers exceptional peace of mind with updates like a water purification system, Rheem gas furnace, 200 amp service and more. Meticulously maintained, this move-in-ready home is a rare opportunity you won’t want to miss!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1961
- Garage: 1-car
- Heating: Forced Air, Natural Gas
- Cooling: Central Air
- Basement: Finished, Full
- Approx Sq. Feet: 1,496
- Acreage: 0.25
- Est. Taxes: $13,628
- Lot Desc: Back Yard, Front Yard, Garden, Landscaped, Level, Near Golf Course, Near Public Transit, Near School, Near Shops, Private, Sprinklers In Front, Sprinklers In Rear
- Elem. School: Accompsett Elementary School
- Middle School: Accompsett Middle School
- High School: Smithtown High School-West
- School District: Smithtown
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater, Water Purifier Owned
- MLS#: 1019610
- Website: https://www.raveis.com
/prop/1019610/7talbotlane_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sable Homes Metro-WestSales Associates
508.733.8935
SableHomesMetroWest@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 23716
781.490.5670
Andrew.vanDyk@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7 Talbot Lane, Smithtown, NY, 11787
$849,000
Sable Homes Metro-West
Sales Associates
William Raveis Real Estate
Phone: 508.733.8935
SableHomesMetroWest@raveis.com
Andrew van Dyk
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,136 | $1,136 | $1,136 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,072 | $5,731 |
| Total Monthly Payment | $5,084 | $5,300 | $6,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535