1027 NORMANDY TRACE ROAD, Tampa, FL, 33602 | $520,000

Harbour Island is one of Tampa's most coveted addresses, and this two-bedroom, two-bath townhouse-style condo at Island Walk puts you right in the middle of it. Walk to Amalie Arena, cross over to Water Street and the Riverwalk, or just settle into being tucked deep in South Tampa. The location does most of the talking here.

Inside, the two-story layout works in your favor. Garage and entry sit on the ground floor, while the living space, both bedrooms, two full baths, and in-unit laundry are all upstairs, away from street noise. The home has been nicely updated throughout, with quartz countertops and a smart fridge in the kitchen. HVAC was replaced in 2020. A screened porch gives you outdoor space without the full Florida sun, and the lot sits on the channel with a conservation view, so what's out back is water and green space instead of another building.

Community amenities are resort-caliber: two pools, a jacuzzi, a fitness center with a dedicated cardio room, tennis courts, and a playground. The HOA covers water, grounds maintenance, pool care, and valet trash pickup, and the community is gated with RFID entry.
Zoned for Gorrie Elementary, Wilson Middle, and Plant High School. Pets welcome, no buyer approval required. Harbour Island doesn't open up like this often, especially with a channel view attached.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ISLAND WALK A CONDO
  • Year Built: 1991
  • Approx Sq. Feet: 1,068
  • Acreage: 0.03
  • Est. Taxes: $7,426
  • Condo Fee: $802 Monthly
  • Elem. School: Gorrie-HB
  • Middle School: Wilson-HB
  • High School: Plant-HB
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8524424
  • Website: https://www.raveis.com
    /prop/TB8524424/1027normandytraceroad_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 6:00:40 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1027 NORMANDY TRACE ROAD, Tampa, FL, 33602

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $619 $619 $619
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,491 $2,627 $3,455
Total Monthly Payment $3,202 $3,338 $4,166

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.