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Welcome home to this beautiful 4-bedroom, 2-bath residence in the highly desirable Esprit community of St. Cloud, offering peaceful pond views and an exceptional blend of comfort, style, and convenience.
This thoughtfully designed split-bedroom floor plan provides privacy for the spacious primary suite while offering generously sized secondary bedrooms. The home features soaring 10-foot ceilings, elegant granite kitchen countertops, 42-inch cabinetry, a large center island, and an open-concept layout that's perfect for entertaining and everyday living.
Retreat to the deluxe primary bathroom featuring a relaxing garden tub, and enjoy the convenience of a spacious 3-car garage plus attic decking for additional storage.
Step outside to your fully fenced backyard, where you can unwind with your morning coffee while overlooking the tranquil pond—a perfect setting to relax and enjoy Florida living.
Esprit embraces its motto of "Celebrating Small Town Life" while offering outstanding community amenities, including:
• Community pool
• Tot lot/playground
• Walking trails
Ideally located just minutes from Lake Tohopekaliga (Lake Toho) and East Lake Tohopekaliga, residents enjoy world-class bass fishing, bird watching, boating, and outdoor recreation. With easy access to Florida's Turnpike, commuting to St. Cloud, Kissimmee, Lake Nona, Orlando International Airport, and Downtown Orlando is quick and convenient.
This home combines location, upgrades, and value in one incredible package.
Priced to sell—schedule your private showing today before this opportunity is gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $444 | $444 | $444 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,872 | $1,919 | $2,524 |
| Total Monthly Payment | $2,391 | $2,438 | $3,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.