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Welcome to your perfect coastal retreat in the highly sought-after Stannard Beach Association! This beautifully maintained year-round Cape offers the ideal blend of beachside charm, comfort, and convenience, just a short stroll from the sandy shores of Long Island Sound. Featuring three bedrooms, one of which is located on the 1st floor, and two full bathrooms, this charming home has been thoughtfully updated and is move-in ready. The sun-filled interior offers a warm and welcoming atmosphere, while the renovated kitchen opens to a relaxing sunroom overlooking a beautifully landscaped backyard-perfect for morning coffee, entertaining, or unwinding after a day at the beach. Outside, the professionally designed grounds create a private oasis with a spacious patio, stone walls, mature plantings, an outdoor shower, and plenty of space to enjoy coastal living. Whether you're hosting summer gatherings or simply soaking in the sea breeze, this home is designed for making lasting memories. Residents of the Stannard Beach Association enjoy access to the beach, tennis courts, pickle ball courts, basketball court, playground, pavilion, large overflow parking lot, and open green space, providing something for everyone. Ideally located within walking distance to Water's Edge Resort & Spa. This exceptional property offers the perfect balance of a peaceful beach community and everyday convenience. Whether you're searching for a year-round residence, weekend getaway, or vacation home, th
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan | Main |
| Bedroom 2 | Ceiling Fan | Upper |
| Den | Ceiling Fan | Main |
| Dining Room | Main | |
| Living Room | Fireplace | Main |
| Primary Bedroom | Built-Ins,Walk-In Closet | Upper |
| Sun Room | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $449 | $449 | $449 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,662 | $4,816 |
| Total Monthly Payment | $4,015 | $4,203 | $5,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.