23 N RIVERWALK DRIVE, Palm Coast, FL, 32137 | $1,198,000

One-of-a-kind custom Gold Coast home, tucked within the private, gated community of Palm Coast Plantation. Long paver driveway, tile roof, and elegant double door entry set against refined architecture and landscaping welcome you home. Saltwater heated pool and spa connect to a smart phone-controlled waterfall feature, sitting beneath a panoramic lanai screen overlooking the lush Florida preserve. The expansive pavered pool deck and shaded covered area are complemented by a summer kitchen with sink, mini fridge, and counter seating. Soaring ceilings and tray ceilings pair beautifully with natural light pouring in through the sliding glass door and windows. The open-concept living room centers around a custom fireplace, flowing seamlessly into an elegant kitchen featuring a huge quartz island with storage and seating, solid wood cabinetry, high-end stainless steel appliances, built-in double ovens with air-frying capability, glass cooktop, vent hood, and walk-in pantry. All bedrooms are located on the first floor, each with its own private ensuite bathroom and built-in closet system. The luxurious primary suite offers his and her custom built-in closets, direct access to the outdoor lanai, and a spa-like ensuite with a walk-in tiled rain shower and separate sinks. Private office nestled near the foyer provides a quiet space to work, while a spacious laundry room off the garage entry adds everyday practicality. Oversized upstairs loft with doors offers added privacy, along with a half bathroom and an open balcony overlooking the beautiful preserve. Additional features include a 3-zone HVAC system and full hookup for a whole-house automatic generator.
Palm Coast Plantation offers 24-hour guarded gate security along with impressive amenities including a community pool, clubhouse, fitness center, pickleball courts, playground, and intracoastal fishing pier. All within minutes from Flagler Beach, local shopping and dining, and miles of highly rated walking/biking trails.

Features

  • Amenities: Clubhouse, Gated, Maintenance, Pickleball Court(s), Playground, Pool, Trail(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,068
  • Acreage: 0.24
  • Est. Taxes: $10,228
  • HOA Fee: $718 Quarterly
  • View: Pool, Trees/Woods
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Heated, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: FC319623
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /eprop/FC319623/23nriverwalkdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 6:35:32 PM)
Listing courtesy of GRAND LIVING REALTY   Phone: 386-447-0800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23 N RIVERWALK DRIVE, Palm Coast, FL, 32137

$1,198,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $958,400 $958,400 $958,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $852 $852 $852
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,593 $5,746 $8,088
Total Monthly Payment $6,570 $6,723 $9,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.