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135 Sparrowhawk Lake Rd — MLS Public Remarks 5+ private acres on Sparrowhawk Lake set the stage for this handcrafted, three-level log home built for owners who want to live inside the forest, not just beside it. A bluestone path winds up stacked-stone plateaus to a wood deck built directly around mature trees, opening onto a screened porch and the treehouse-like great room beyond — two walls of oversized windows, a stone hearth ready for a wood or pellet stove, and a dramatic ceiling fan and statement lighting overhead. The open kitchen offers dark quartz counters, an edgeless sink under a cobblestone bay window, a 5-burner gas range, built-in microwave, stacked double wall oven, and a refrigerator tucked almost invisibly into its own nook. The main level also includes two log-beamed bedrooms, a full bath, and a concealed stacked W/D. Upstairs, the primary suite features a sitting room overlooking the great room, cathedral ceilings, arched windows, skylights, a dual-sink en suite bath, and a Juliet balcony to a private deck with hot tub (condition unknown, conveyed as-is). The walkout lower level adds a fireplace family room plus a private suite with its own entrance — ideal for guests, extended family, or rental income — with a full bath and a flex room currently set up as a home gym. Outside: a detached 3-bay garage with workshop, storage, and firewood shed, all under architectural shingles, plus an old logging trail leading to private woodland walking trails out back. 25 min to Oneonta, 1 hr to Albany Int’l Airport, 3. 5 hrs to the GWB — easy to reach, hard to leave.
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Our Executive Mortgage Banker:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,045 | $1,045 | $1,045 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,535 | $2,672 | $3,514 |
| Total Monthly Payment | $3,672 | $3,809 | $4,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.