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Nestled in the highly desirable Archer Woods Development, this beautifully maintained home offers a versatile layout designed for comfortable everyday living and effortless entertaining. A private courtyard entry welcomes you inside, where just off the foyer, the living room features a classic wood-burning fireplace. An expansion to the home, done in 2007, created a cozy family room situated just off the living room, complete with a charming bench-seat window overlooking the private rear yard. The renovated eat-in kitchen (2024) boasts quartz countertops and sliders leading to a beautiful private composite deck, perfect for outdoor dining and relaxation. The 1st floor is completed by an updated full hallway bathroom, a spacious primary suite including a custom-renovated ensuite bath and 2 additional bedrooms. The expanded lower level offers exceptional versatility, featuring a spacious den with a gas fireplace, a separate home office, a home gym, a laundry/utility room, and two exterior entrances providing seamless access to the private, fenced backyard with a stamped concrete patio. Additional updates and features include roof (2021), Bosch Hi-Tech natural gas furnace (2023), tankless hot water heater (2023), radiant heated floors, central air conditioning (2014), Andersen windows, 200-amp electric service, and a generator hookup—providing peace of mind and modern efficiency throughout. The location offers the best of all worlds! You’ll enjoy beach rights to Town of Smithtown beaches—complete with boat ramp access—plus proximity to local parks, nature preserves, and numerous golf courses. Commuters will appreciate the quick access to the LIRR and parkway. A wonderful opportunity to enjoy the comfort, convenience, and lifestyle you've been looking for, this exceptional home truly has something for everyone.
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,088 | $1,088 | $1,088 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,783 | $4,976 |
| Total Monthly Payment | $4,769 | $4,963 | $6,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.