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Welcome to 45 Carmel Rd. Tucked into the peaceful hills of Bethany, this enchanting Colonial offers the perfect blend of timeless charm, privacy, and modern comfort. Set on more than 5 lightly wooded acres with a sprawling open field, this property feels like your own private getaway while remaining conveniently close to local amenities. A classic wraparound porch welcomes you home, providing the perfect spot to enjoy your morning coffee or unwind while taking in the tranquil surroundings. Inside, soaring 9-foot ceilings and a warm country-style kitchen create an inviting atmosphere that's ideal for both everyday living and entertaining. Offering over 3, 100 square feet of living space, the home features three spacious bedrooms, two and a half baths, and a thoughtfully designed layout that balances openness with cozy gathering spaces. A charming fireplace anchors the main living area, while the finished room above the garage and an additional room provide exceptional flexibility for a home office, guest suite, or recreation room. The third-floor playroom adds even more versatility, making it the perfect space for a playroom, studio, media room, or peaceful getaway. Step outside and immerse yourself in nature. Surrounded by serene woodlands and located just moments from local horse trails, this property invites you to embrace a slower pace of life. Complete with an attached two-car garage and an idyllic setting that perfectly balances privacy and convenience, this exceptional Bethany Colonial is more than a home-it's a lifestyle. And let's not forget Amity Regional High School in Woodbridge, Conn. , which consistently ranks among the top public high schools in the state.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Main | |
| Full Bath | Upper | |
| Full Bath | Stall Shower | Upper |
| Half Bath | Main | |
| Living Room | Main | |
| Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,013 | $1,013 | $1,013 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,874 | $3,030 | $3,985 |
| Total Monthly Payment | $3,979 | $4,135 | $5,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.