1011 MINNESOTA AVENUE, St. Cloud, FL, 34769 | $2,700

Modern Comfort at prime location. Built in 2003 3 Bedrooms 2 bathrooms. minutes away from Saint Cloud Lake Shore. Enjoy convenience Valencia College, Orlando Health and Advent Health medical, shopping, dining, entertainment and quick access to Turnpike. Live the ultimate Florida lifestyle. Step out your front door and enjoy the scenic walking trails, close to Chisholm parks and water views of Saint Cloud Lake Shore. Perfect for jogging, paddleboarding, or unwinding by the water during a sunrise or sunset. Located in a highly desirable, peaceful neighborhood.
Located in the Historic District of downtown St. Cloud. From the driveway see the wide front porch ready for rocking chairs, and enjoy watching the world go by. All the front windows have transom windows above, to really let the light in. The large living room is open to the dining room and kitchen, which has a high breakfast bar with seating, all newer appliances, and natural oak cabinetry. There is a closet pantry, and the kitchen exits to the 2-car garage at the back of the house, and also to the back yard. The back yard has a lovely sitting area with stone pavers underfoot, 6-ft vinyl privacy fencing, and a paved walkway leading around to the garage. Back inside, down the hallway is the owner's suite with walk-in closet and suite bath with ceramic-tile enclosed tub/shower. The remaining two bedrooms each have double closets, and share the second full bath. The home has attractive natural wood moldings and door frames. AC system was replaced in 2017, water heater is brand-new, flooring is laminate and ceramic tile, new Ceiling Fans, and much upgrades you will enjoy. Check out this great home, which is in a good central location. Schools, shopping, and hospitals are nearby. St. Cloud's lakefront is only 10 blocks away, with dining, marina, walking paths and playground/splash pad. Driving one hour east brings to you Cocoa Beach and the Atlantic Ocean, go west to Tampa/St. Pete. Orlando Int'l Airport is not far away. The nearby FL Turnpike brings you to Central Florida's theme parks. There a lot to do, starting from right here in St. Cloud, Florida!

Features

  • Type: Single Family Residence
  • Rooms: 1
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 2,040
  • Laundry: Laundry Room
  • Year Built: 2003
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,212
  • Acreage: 0.21
  • Lot Size: 2,040
  • Elem. School: Lakeview Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Lease Terms: 12 Months
  • MLS#: S5152587
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5152587/1011minnesotaavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 11:52:28 PM)
Listing courtesy of KELLER WILLIAMS ADVANTAGE III   Phone: 407-207-0825

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1011 MINNESOTA AVENUE, St. Cloud, FL, 34769

$2,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,160 $2,160 $2,160
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $13 $14 $18
Total Monthly Payment $88 $89 $93

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.