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BEACH LIFE! YOUR PRIVATE OASIS AWAITS YOU! Updated, and Move-In Ready! No HOA! Relish in the TRANQUILTY of your very own PIECE of PARADISE while floating in your pool or entertaining poolside. Savor your morning cup of tea or end of day unwind in your covered patio or poolside tiki lounge. Indian Rocks Beach is a golf cart friendly community, and you are just minutes from shopping, restaurants, and entertainment. Your private getaway is just a walk (or golf cart ride) up the street to the beach. Experience the parks, tennis/pickle ball and basketball courts. Indian Rocks Beach residents not only have a RESIDENT ONLY boat ramp at the end of 15th there is also free beach access parking for residents with IRB decals. IRB offers beach life with culture as it is home to its own library and beach art center in addition to a waterfront nature park with the Seaside Seabird Sanctuary. The UPLIFTING and SOOTHING Blue White cabinetry and Quartz counters add the perfect touch of BEACH BUNGALOW vibe to your new home. The striking waterproof LUXURY vinyl flooring throughout your home provides a worry free living experience. No worries for the young ones or furry friends as the back is fenced in. The extra deep lot has ample space for additions if desired. *HVAC 2023 with a Honeywell airflow thermostat, exterior paint 2024, interior paint 2025, newer Stainless Steel appliances, roof 2018 with Hardie Board gable 2017. *Back impact door 2020 and Front/side impact entry doors 2022, Simonton Coastal Impact Series windows 2019* Both Tampa and St. Pete-Clearwater International Airports are short drives from your new BEACH OASIS home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$810,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $648,000 | $648,000 | $648,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $403 | $403 | $403 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,782 | $3,885 | $5,468 |
| Total Monthly Payment | $4,277 | $4,380 | $5,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.