305 15TH AVENUE, Indian Rocks Beach, FL, 33785 | $810,000

BEACH LIFE! YOUR PRIVATE OASIS AWAITS YOU! Updated, and Move-In Ready! No HOA! Relish in the TRANQUILTY of your very own PIECE of PARADISE while floating in your pool or entertaining poolside. Savor your morning cup of tea or end of day unwind in your covered patio or poolside tiki lounge. Indian Rocks Beach is a golf cart friendly community, and you are just minutes from shopping, restaurants, and entertainment. Your private getaway is just a walk (or golf cart ride) up the street to the beach. Experience the parks, tennis/pickle ball and basketball courts. Indian Rocks Beach residents not only have a RESIDENT ONLY boat ramp at the end of 15th there is also free beach access parking for residents with IRB decals. IRB offers beach life with culture as it is home to its own library and beach art center in addition to a waterfront nature park with the Seaside Seabird Sanctuary. The UPLIFTING and SOOTHING Blue White cabinetry and Quartz counters add the perfect touch of BEACH BUNGALOW vibe to your new home. The striking waterproof LUXURY vinyl flooring throughout your home provides a worry free living experience. No worries for the young ones or furry friends as the back is fenced in. The extra deep lot has ample space for additions if desired. *HVAC 2023 with a Honeywell airflow thermostat, exterior paint 2024, interior paint 2025, newer Stainless Steel appliances, roof 2018 with Hardie Board gable 2017. *Back impact door 2020 and Front/side impact entry doors 2022, Simonton Coastal Impact Series windows 2019* Both Tampa and St. Pete-Clearwater International Airports are short drives from your new BEACH OASIS home.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 124
  • Laundry: Other
  • Year Built: 1977
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 888
  • Acreage: 0.14
  • Lot Size: 50 x 124
  • Est. Taxes: $4,841
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: TB8524075
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8524075/30515thavenue_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 11:17:08 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

305 15TH AVENUE, Indian Rocks Beach, FL, 33785

$810,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $648,000 $648,000 $648,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,782 $3,885 $5,468
Total Monthly Payment $4,277 $4,380 $5,963

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.