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Welcome to 5 Gardineer Road, a raised ranch tucked away on a quiet road in Putnam Valley. Set on a one-acre lot surrounded by mature trees, this home offers the space, flexibility, and peaceful setting that buyers are looking for while remaining just minutes from schools, parks, shopping, and the Taconic State Parkway. Inside, you'll find over 2, 000 square feet of living space with a layout designed for everyday living. The main level features a bright living room, an inviting dining area, and a spacious kitchen makes this space ready for gatherings with family and friends. Three comfortable bedrooms and two full bathrooms provide plenty of room, while the finished lower level offers valuable additional living space, perfect for a family room, home office, gym, playroom, or guest area. Step outside and enjoy the privacy of your expansive backyard, offering endless possibilities for entertaining, gardening, recreation, or simply relaxing in a peaceful natural setting. A two-car garage and generous driveway provide ample parking and storage. Whether you're looking for your first home, more space for a growing family, or the opportunity to personalize this home. 5 Gardineer Road is ready for its next chapter. Conveniently located near hiking trails, lakes, parks, golf courses, and travel, this home offers the perfect balance of Hudson Valley tranquility and commuter convenience. Schedule your showing today!
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Our Executive Mortgage Banker:
$649,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,999 | $519,999 | $519,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,318 |
| Total Monthly Payment | $4,307 | $4,476 | $5,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.