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This private gated community immaculate turnkey home has been fully renovated with a professional interior designer in the past three years. With four bedrooms and three full baths on two levels, this home boasts scenic water views without the waterside taxes. Plenty of front of home parking with a heated two-car attached garage leading into the first level that accommodates both living and sleeping areas. Enter the second floor living space and be prepared to be wowed by the wall of windows paired with spectacular views of the Fire Island Inlet. You'll never tire of this view in any season. This open living space encompasses living room with propane-fired fieldstone fireplace, adjoining dining area accommodating seating for 12, plus, and a brand new kitchen fully equipped with state-of-the-art appliances as well as a walk-in pantry, all wood flooring, newly painted, 220-volt electrical panel, completely updated, new AC system, and fully alarmed. Primary en-suite inclusive of a 9x12 walk-in closet, new bath in 2025 with radiant heat flooring. Second bedroom on this level is large and inviting with plenty of space for two, second fully renovated bath adjacent to the bedroom and living space. Entry level also accommodates a living space, two bedrooms, full bath, and storage, laundry, tool room, bonus attic storage with a pull-down stairs off upper living area. Home has solar, electric vehicle charger in adjoining two-car garage, in-ground sprinklers, saltwater pool with surround decking built in 2023, water softener, acid reducer, charcoal filter water system, oil heat with above-ground tank, propane gas stove and fireplace, back and side deck with outdoor kitchen, fully alarmed, ring and perimeter cameras, 40x15 feet of storage shed, outdoor hot and cold shower, cultivated gardens with cascading water fountain, and 2026 raised vegetable beds fed by artesian well. Oak Beach community boasts a 10-minute ride to bustling Babylon downtown, as well as neighboring Bayshore alongside other vibrant communities that boast dozens of restaurants, live theater, and diverse recreational opportunities. Five-star beaches galore include Tobay, Cedar, Overlook, and Jones Beach. The communities of Fire Island are visible across the Fire Island Inlet, enhancing the home’s exceptional coastal setting. Robert Moses State Park Beach, which is also a ferry ride away from Bayshore. These town beaches offer all manner of activities including live bands daily. Best of all, this 71-home gated community has its own private beaches along its shores with complete idyllic privacy. Boat moorings available at this home's doorstep and private community dock space is expected to be available in the upcoming year.
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Our Executive Mortgage Banker:
$1,698,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,359,110 | $1,359,110 | $1,359,110 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,799 | $1,799 | $1,799 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,717 | $8,149 | $11,469 |
| Total Monthly Payment | $9,641 | $10,073 | $13,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.