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Presented by
Rose Ciardiello |
122 Lower Road, Guilford, CT, 06437 | $1,395,000
Experience the perfect blend of elegance, privacy, and shoreline living in this Mediterranean-style Colonial. 3 miles to downtown Guilford, ideally situated just up the road from a public beach. Set high above the flood plain, flood insurance is not required, offering peace of mind along with a coveted coastal lifestyle. Stately brick pillar entrance welcomes you to this 4 bedroom, 3 1/2 bath home. Nestled on almost 2-acres, professionally landscaped wooded lot within a desirable cul-de-sac neighborhood, the setting offers unmatched peace, privacy, and natural beauty. Inside, soaring 10-foot ceilings, columns, palladium windows, and an open floor plan create a bright, inviting atmosphere. The foyer is flanked by formal living and dining rooms, providing elegant spaces for entertaining. At the heart of the home, the impressive two-story family room features a gas fireplace and transitions easily to the kitchen. Designed to accommodate a variety of lifestyles, the main level includes a master bedroom suite, a second ensuite bedroom, and laundry room, making one-floor living a convenient option while still offering ample room for family and guests. The expansive sunroom overlooks the tranquil backyard and wooded surroundings, creating the perfect space to relax and enjoy nature year-round. Additional highlights city water, central A/C, new roof, a 3-car garage, and a bonus room; ideal for a home office, fitness room, playroom, or additional guest space. A rare opportunity to enjoy refined living in a private neighborhood setting while being moments from the beach, boating, restaurants, and all the shoreline has to offer.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Colonial,Mediterranean
- Year Built: 2004
- Garage: 3-car Attached Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Unfinished,Full With Hatchway
- Above Grade Approx. Sq. Feet: 4,848
- Acreage: 1.84
- Est. Taxes: $25,177
- HOA Fee: $150 Annually
- Lot Desc: Lightly Wooded,On Cul-De-Sac,Professionally Landscaped
- Elem. School: A. W. Cox
- Middle School: Baldwin
- High School: Guilford
- Appliances: Gas Cooktop,Wall Oven,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24184226
- Website: https://www.raveis.com
/mls/24184226/122lowerroad_guilford_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Palladian Window(s),Ceiling Fan,Full Bath,Hardwood Floor | 12.9 x 17.3 | Main |
| Bedroom 2 | Cathedral Ceiling,Ceiling Fan,Hardwood Floor | 12.2 x 13.5 | Upper |
| Bedroom 3 | Palladian Window(s),Ceiling Fan,Walk-In Closet,Hardwood Floor | 12.2 x 13.5 | Upper |
| Dining Room | Hardwood Floor | 13.1 x 17.3 | Main |
| Eat-In Kitchen | Cathedral Ceiling,Built-Ins,Granite Counters,Island,Pantry,Hardwood Floor | 14.4 x 17.3 | Main |
| Family Room | 2 Story Window(s),Built-Ins,Gas Log Fireplace,French Doors,Hardwood Floor | 17.7 x 23.7 | Main |
| Living Room | Hardwood Floor | 13.1 x 16.0 | Main |
| Other | Breakfast Nook,Hardwood Floor | 12.9 x 13.3 | Main |
| Primary BR Suite | Palladian Window(s),9 ft+ Ceilings,French Doors,Full Bath,Walk-In Closet,Hardwood Floor | 17.3 x 18.2 | Main |
| Rec/Play Room | Palladian Window(s),Vaulted Ceiling,Wall/Wall Carpet | 23.6 x 48.6 | Upper |
| Sun Room | Skylight,Ceiling Fan,French Doors,Tile Floor | 12.3 x 23.7 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Rose CiardielloLuxury Properties Specialist
203.314.6269
Rose.Ciardiello@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
122 Lower Road, Guilford, CT, 06437
$1,395,000
Rose Ciardiello
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.314.6269
Rose.Ciardiello@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $2,098 | $2,098 | $2,098 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,337 | $6,691 | $9,417 |
| Total Monthly Payment | $8,560 | $8,914 | $11,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524