2108 E 56TH AVENUE TERRACE, Bradenton, FL, 34203 | $300,000

Welcome to this well-maintained 3-bedroom, 2-bath split floor plan with block construction, nestled in the established Meadow Lake community of Bradenton, offering comfort, functionality, and an excellent central location. A covered, screened front entry adds both charm and functionality while welcoming you inside. Designed with privacy in mind, the split-bedroom layout makes this home an excellent opportunity for first-time buyers, seasonal residents, or anyone looking to make a home their own. The kitchen features granite countertops, stainless steel appliances, ample cabinet space, a convenient breakfast bar, and a cozy eat-in dining area, opening to the main living and dining spaces for easy everyday living and entertaining. Laminate flooring flows throughout the home, with tile in the kitchen and bathrooms, offering both style and easy maintenance. The spacious primary suite includes an en-suite bath, while the additional bedrooms provide flexibility for family, guests, or a home office. Enjoy abundant natural light throughout the home thanks to the desirable southern rear exposure. Step outside to the spacious screened lanai overlooking a private backyard complete with a garden area, storage shed, partial fencing, and plenty of room to garden, relax, entertain, or let pets play. Additional features include an inside washer and dryer, a new A/C system installed in 2025, a new garage door in 2023, and a roof that is approximately 10 years old. For added peace of mind, the sellers have completed an updated four-point inspection and wind mitigation report. The current homeowners insurance premium is approximately $3, 143 per year, and the home offers a transferable flood insurance policy at approximately $553 per year. . This home has never been a rental and has been lovingly maintained by its owners, reflecting pride of ownership throughout. Conveniently located just minutes from I-75, shopping, restaurants, schools, medical facilities, downtown Bradenton, Lakewood Ranch, UTC, and the beautiful Gulf beaches of Anna Maria Island and Bradenton Beach, this home offers outstanding accessibility while still enjoying the charm of an established neighborhood. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this home offers solid value, desirable updates, and the opportunity to personalize it over time. Come experience all that this charming Meadow Lake home has to offer. Please note: Grass has been digitally enhanced in listing photos. Actual grass color will vary due to current drought conditions. Survey, 4point, Wind Mitigation and Floor Plan Available and 3-D Virtual Tour Available.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1986
  • Garage: 1-car Boat, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,240
  • Acreage: 0.22
  • Est. Taxes: $1,917
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Sidewalk
  • View: Trees/Woods
  • Elem. School: Oneco Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Southeast High
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4698348
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /raveis/A4698348/2108e56thavenueterrace_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 12:17:15 PM)

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NMLS Mortgage Loan Originator ID 16953

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2108 E 56TH AVENUE TERRACE, Bradenton, FL, 34203

$300,000

Dawn Bear

Luxury Properties Specialist

William Raveis Real Estate

Phone: 941.468.7224

Dawn.Bear@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $160 $160 $160
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,458 $1,515 $1,993
Total Monthly Payment $1,693 $1,750 $2,228

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.