615 BARTRAM DOWNS Road, Orange Park, FL, 32065 | $435,000

2024 build • $13, 050 (3%) closing cost credit • No CDD fees • 4BR/3BA • Nature-view backyard • Quartz counters • LVP flooring

Built in 2024, this 4-bedroom, 3-bath home offers 2, 388 sq ft of fresh, move-in-ready space in Orange Park with the savings of no CDD fees. Seller is offering $13, 050 toward buyer closing costs with accepted offer, a 3% credit that helps this home stand out against nearby new construction! All appliances convey including washer and dryer.

Set near Oakleaf Plantation conveniences, 615 Bartram Downs Rd pairs modern finishes with a larger backyard setting overlooking peaceful natural views. The open main living area features LVP flooring, quartz countertops, a bright kitchen, and easy flow for everyday living or hosting. A full bedroom and bath on the main level add flexibility, while the upstairs layout includes comfortable bedroom space and room to spread out. Tiled showers, clean 2024 finishes, and a neutral design keep the look current without the wait for a new build. Outside, the backyard offers rare usable space for the neighborhood, with room to explore a future pool, play space, garden, or expanded outdoor living. Enjoy sidewalk-lined access nearby, close to Oakleaf shopping, dining, schools, and optional Oakleaf amenity access available separately, buyer to verify terms.

Features

  • Amenities: Sidewalks
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Traditional
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,388
  • Acreage: 0.18
  • Est. Taxes: $5,910
  • HOA Fee: $210 Quarterly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Trees/Woods
  • Elem. School: Oakleaf Village
  • Middle School: Oakleaf Jr High
  • High School: Oakleaf High School
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2153392
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/2153392/615bartramdownsroad_orangepark_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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615 BARTRAM DOWNS Road, Orange Park, FL, 32065

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $493 $493 $493
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,084 $2,197 $2,890
Total Monthly Payment $2,651 $2,764 $3,457

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.