190 Westminster Street, Hamden (Centerville), CT, Connecticut, property flyer

190 Westminster Street, Hamden (Centerville), CT, 06518 | $349,000

Experience the perfect blend of classic New England charm and modern convenience in this beautifully refreshed 3-bedroom, 2 FULL bath Cape, ideally situated on 0. 20 acres of a spacious corner lot in one of Hamden's established neighborhoods. Fresh paint and beautifully refinished hardwood floors create a bright, welcoming interior, while the flexible floor plan and semi-finished basement offer endless possibilities for entertaining, working from home, a playroom, fitness space, or additional living area. Outside, enjoy the privacy and versatility of the generous beautifully fully-fenced yard, along with a detached garage featuring extra storage for hobbies, tools, or seasonal gear. Living in Hamden means embracing a lifestyle that balances peaceful residential living with exceptional convenience-just minutes from local restaurants, shopping, parks, and scenic outdoor destinations like Sleeping Giant State Park and the Farmington Canal Heritage Trail. Whether you're purchasing your first home, downsizing, or simply searching for a move-in-ready property in a desirable location, 190 Westminster Street offers the opportunity to enjoy comfort, convenience, and a true sense of home.

Features

Town: Hamden
Rooms: 6
Bedrooms: 3
Baths: 2 full
Laundry: Lower Level
Style: Cape Cod
Year Built: 1945

Garage: 1-car Detached Garage,Off Street Parking,Driveway
Heating: Hot Air
Cooling: Ceiling Fans,Central Air
Basement: Full,Interior Access,Partially Finished,Full With Walk-Out
Above Grade Approx. Sq. Feet: 1,008
Acreage: 0.2
Est. Taxes: $9,707

Lot Desc: Fence - Full,Corner Lot,Level Lot
Elem. School: Per Board of Ed
High School: Per Board of Ed
Appliances: Gas Range,Microwave,Refrigerator,Freezer,Dishwasher
MLS#: 24188470
Website: https://www.raveis.com
/prop/24188470/190westminsterstreet_hamden_ct?source=qrflyer

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Listing courtesy of Dalvis Realty Phone: (203) 278-6595

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents
Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
Offers access to experienced closing attorneys at competitive rates
Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

190 Westminster Street, Hamden (Centerville), CT, 06518

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$279,200	$279,200	$279,200
Term	360 months	360 months	180 months
Initial Interest Rate**	6.125%	6.490%	5.750%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.424%	6.640%	5.972%
Monthly Tax Payment	$809	$809	$809
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$1,696	$1,763	$2,319
Total Monthly Payment	$2,580	$2,647	$3,203

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.