22804 WILLOW LAKES DRIVE, Lutz, FL, 33549 | $479,900

Prepare to fall in love with this stunning pool home nestled in the highly desirable Willow Bend community, where location, exceptional outdoor living, and everyday comfort come together beautifully. Situated on an expansive one-third-acre homesite, this meticulously maintained residence offers the perfect blend of sophistication, warmth, and Florida charm. From the moment you arrive, the impressive double-door entry sets the stage for the inviting interior, where soaring ceilings, abundant natural light, and thoughtfully designed living spaces create an atmosphere for you to call home. From the moment you arrive, this home has a grand first impression which it should being the former model home, welcoming you into a bright and spacious living room highlighted by soaring volume ceilings, elegant arched windows, and a cozy wood burning (currently electric Insert) fireplace. Three sets of sliding glass doors fill the home with natural light while providing seamless access to your sparkling screened pool and expansive lanai—creating the ideal setting for entertaining or relaxing as you enjoy breathtaking Florida sunsets. The thoughtfully updated kitchen is both stylish and functional, featuring sleek granite countertops, stainless steel appliances, a smooth-top range, and a charming breakfast nook with plantation shutters and direct access to the pool patio. Adjacent to the kitchen, the spacious dining area is enhanced with plantation shutters and an elegant mirrored accent wall, making it perfect for hosting family gatherings and special occasions. The luxurious primary suite is designed as a peaceful retreat, complete with luxury vinyl plank flooring, a generous walk-in closet, and a cozy sitting alcove. The spa-inspired primary bathroom offers dual vanities, a relaxing garden tub, a separate glass-enclosed shower, and a decorative glass block window that fills the space with soft natural light. The desirable split-bedroom floor plan provides privacy for family and guests, while additional features such as volume ceilings, arched architectural details, and an interior laundry room with utility sink add both character and convenience. The screened lanai offers both covered and open-air spaces overlooking a large fenced backyard complete with a storage shed, mature fruit trees, and plenty of room for pets, gardening, or outdoor recreation. The oversized lot also features drive-through side gate access, providing additional flexibility for trailers, boats, or recreational vehicles. Recent updates provide peace of mind, including a resurfaced pool (2019), new pool screen enclosure (2024), Pool deck Paint (2026) air conditioning system (2020), updated water heater, water softener system. Additional feature is the garage is fully cooled/Heated as an option. Perfectly located near shopping, dining, entertainment, parks, Tampa Premium Outlets, Wiregrass Mall, top-rated public and private schools, and offering quick access to I-75, I-275, and the Veterans Expressway, this home combines everyday convenience with exceptional lifestyle appeal. Best of all, Willow Bend offers low HOA fees and no costly CDD fees. If you've been searching for an affordable pool home with timeless charm, thoughtful updates, and an unbeatable location and price, this exceptional Willow Bend property is ready to welcome you home.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1994
  • Garage: 2-car Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,914
  • Acreage: 0.33
  • Est. Taxes: $3,009
  • HOA Fee: $708 Annually
  • Lot Desc: Corner Lot, In County, Landscaped, Oversized Lot, Sidewalk
  • Elem. School: Lake Myrtle Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8525267
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8525267/22804willowlakesdrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 1:47:47 AM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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22804 WILLOW LAKES DRIVE, Lutz, FL, 33549

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $251 $251 $251
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,333 $2,424 $3,188
Total Monthly Payment $2,659 $2,750 $3,514

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.