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Beautifully restored colonial home in a highly desirable neighborhood in Beacon, NY. This 4-bedroom, 3 full bathroom house comes with the charm of a historic home in addition to all of the modern amenities. Situated between the mountains and the river puts you close to shopping, area attractions, restaurants, and the Metro North Railroad only 1. 3 miles away and only 0. 3 miles to Main Street. An open concept kitchen with stainless steel appliances and granite countertops overlooks the bright living room and a formal dining room. Enjoy the convenience of a bedroom and full bathroom on the first floor. On the 2nd floor there is a large master bedroom with an en-suite bathroom and a walk-in closet. There are 2 additional great sized bedrooms and another full bathroom, plus assess to a huge walk up attic which provides plenty of easily accessible storage. This home also includes beautiful, reclaimed wide-plank pine hardwood flooring throughout. Additionally, there is a full walkout basement and laundry area. A large corner lot with a deck for relaxing and entertaining with a fully fenced in back yard and a large driveway with room for 3 to 4 cars. Close to schools and several parks. This is a must-see home that is sure to impress and is a great commuter location to NYC!
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Our Executive Mortgage Banker:
$5,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $4,400 | $4,400 | $4,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $26 | $28 | $37 |
| Total Monthly Payment | $101 | $103 | $112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.