3161 WINDING TRAIL, Kissimmee, FL, 34746 | $310,000

Discover the perfect blend of comfort, style, and Florida living in this beautifully maintained 3-bedroom, 2-bath home located within the highly sought-after guard-gated community of Bellalago. Built in 2004, this inviting residence offers approximately 1, 556 square feet of thoughtfully designed living space, ideal for families, seasonal residents, or investors alike.

Step inside to an open and airy floor plan featuring a spacious great room, a bright eat-in kitchen, and abundant natural light throughout. Durable ceramic tile and vinyl flooring complement the home's functional design, while central heating and air conditioning ensure year-round comfort. An attached two-car garage adds everyday convenience and extra storage space. HVAC (2021), Water Heater (2024)

The well-appointed layout includes three generously sized bedrooms, highlighted by a private primary suite complete with a walk-in closet and en-suite bath. Outside, the nearly 10, 000-square-foot homesite provides plenty of room to relax, entertain, or create your own outdoor oasis while remaining easy to maintain.

As a resident of Bellalago, you'll enjoy an exceptional resort-style lifestyle with access to premier amenities, including community pools, a state-of-the-art fitness center, tennis courts, playgrounds, scenic walking paths, and boat dock access on beautiful Lake Tohopekaliga. The community’s lush landscaping and gated security create a welcoming and tranquil setting.

Conveniently located near shopping, dining, schools, major highways, and Central Florida’s world-famous attractions, this home offers the perfect combination of location, lifestyle, and value. Whether you're looking for a primary residence, vacation retreat, or investment property, this Bellalago gem is ready to welcome you home.

Features

  • Amenities: Clubhouse, Gated, Pool, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,556
  • Acreage: 0.21
  • Est. Taxes: $4,810
  • HOA Fee: $159 Monthly
  • Elem. School: Bellalago Charter Academy (K-8)
  • Middle School: Bellalago Charter Academy (K-8)
  • High School: Liberty High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: S5152605
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5152605/3161windingtrail_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 9:47:09 PM)
Listing courtesy of BEAULIEU REALTY   Phone: 407-925-1098

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3161 WINDING TRAIL, Kissimmee, FL, 34746

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $401 $401 $401
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,485 $1,566 $2,059
Total Monthly Payment $1,961 $2,042 $2,535

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.