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This beautiful Laurel model built in 2025 embraces the ease of retirement living with priceless, tranquil water views in JB Ranch, a gated 55+ community offering gracious amenities and included lawn care for low-maintenance living. Bright, airy interiors create a peaceful backdrop for everyday comfort, with an open layout that draws your eye toward the serene water just beyond the windows. The spacious gathering room features low-maintenance tile flooring and glass sliders that open to a screened-in lanai offering an ideal spot for morning coffee, afternoon reading, or effortless outdoor entertaining while overlooking the shimmering water. The well-appointed chef’s kitchen makes meal preparation simple and enjoyable, offering a casual breakfast nook, stainless-steel appliances, staggered-height cabinetry, a generous island with bar-height seating, recessed LED lighting, granite countertops, and a pantry for added storage. The owner’s suite is a restful retreat with a tray ceiling, plush carpeting, a spacious walk-in closet, and calming water views. Its spa-inspired ensuite bath includes a tile-lined walk-in shower with grab bars, a separate soaking tub, a double-sink vanity, and a private water closet for comfort and convenience. Conveniently positioned along the SR 200 corridor near shopping, banks, restaurants, and top medical facilities, this inviting residence offers a relaxed, low-maintenance retirement lifestyle enhanced by priceless water views. Residents of JB Ranch also enjoy access to a thoughtfully designed clubhouse where neighbors can gather for community meetings, host catered events using the on-site kitchen or stay active in the fitness center. Outside, an inviting pool and patio area create the perfect setting for sunny Florida afternoons, while bocce ball and pickleball courts offer fun ways to stay social and engaged. Together, the serene water views, convenient location, and well-planned amenities make this home an exceptional choice for comfortable and enjoyable retirement living. This home also features a fenced-in yard, ceiling fans, outdoor security lighting, an accessibility ramp in the garage, and grab bars installed in both bathrooms for added convenience. As a bonus for potential turnkey living, the owner is also offering many of the home’s beautiful furnishings at greatly reduced prices!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,992 | $239,992 | $239,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $88 | $88 | $88 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,478 | $1,515 | $1,993 |
| Total Monthly Payment | $1,641 | $1,678 | $2,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.