20989 Napa LOOP, Estero, FL, 33928 | $625,000

One or more photo(s) has been virtually staged, AI generated or rendered. Professionally Upgraded Summerville on a Private Preserve Lot | Verdana Village
Beautifully upgraded and thoughtfully customized, this Summerville floor plan offers 2, 444 square feet, 3 bedrooms + den, 3 full baths, and a 3-car garage in one of Verdana Village's most desirable preserve settings.
Designed for both everyday living and entertaining, the open-concept great room is highlighted by a custom stacked-stone entertainment wall with a built-in fireplace, designer lighting, and an impressive racetrack ceiling featuring a 72-inch commercial ceiling fan. Fresh interior paint, custom accent walls, upgraded fixtures, and model-quality finishes create a clean, modern feel throughout the home.
The kitchen has been enhanced with a designer tile backsplash, a custom shiplap-wrapped island with upgraded paint, abundant cabinetry, quartz countertops, stainless steel appliances, and an oversized island that naturally becomes the centerpiece for gatherings.
The owner's suite serves as a private retreat with a beamed tray ceiling, two custom walk-in closets, dual vanities, and a spacious walk-in shower. Two additional guest bedrooms, a flexible den/home office, and three full bathrooms provide an ideal layout for family or guests.
Step outside to the screened lanai overlooking a peaceful preserve, offering exceptional privacy and the perfect setting to enjoy Southwest Florida's indoor-outdoor lifestyle.
Located within the gated community of Verdana Village, residents enjoy an unmatched resort-style amenity package including:
Resort-style pool & spa
Drift Restaurant & Craft Bar
Indoor & outdoor pickleball and tennis
Indoor basketball court
State-of-the-art fitness center & movement studio
Racquet sports pro shop
Dog park, playground, and community events
West-side residents also enjoy exclusive access to a second clubhouse featuring a lap pool, spa, sports field, pavilion, and additional gathering spaces.
Conveniently located just minutes from RSW International Airport, Coconut Point, Miromar Outlets, Gulf Coast Town Center, Hertz Arena, Old Corkscrew Golf Club, and Southwest Florida's beautiful Gulf beaches, this home combines designer upgrades, privacy, and exceptional community amenities in one of Estero's premier neighborhoods.

Features

  • Amenities: Basketball,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot Tub,Dog Park,Exercise Room,Fitness Center Attended,Internet Access,Lap Pool,Pickleball,Play Area,Restaurant,Shopping,Sidewalk,Streetlight,Tennis Court,Volleyball
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: VERDANA VILLAGE
  • Year Built: 2023
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,444
  • Acreage: 0.23
  • Est. Taxes: $9,080
  • HOA Fee: $615 Quarterly
  • Master HOA Fee: $536
  • Lot Desc: Regular
  • View: Preserve
  • Community Type: Gated,Tennis
  • Elem. School: PINE BROOK
  • Middle School: THREE OAKS
  • High School: ESTERO
  • Pet Policy: With Approval
  • MLS#: 226024589
  • Website: https://www.raveis.com
    /prop/226024589/20989napaloop_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty Hub

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20989 Napa LOOP, Estero, FL, 33928

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $757 $757 $757
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,038 $3,157 $4,152
Total Monthly Payment $3,887 $4,006 $5,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.