186 NORTHSHORE TERRACE, Punta Gorda, FL, 33980 | $50,000

Build your dream home on this exceptional offering in the heart of Charlotte Harbor! This unique property includes Lots 5 & 6 along with Boat Lot 5A located directly across the street. A survey is available and attached to the listing, and public water and sewer are nearby for future connection.

Nestled on a wooded homesite, you'll have the opportunity to create the custom home you've always envisioned while enjoying the privacy and natural beauty of mature trees. Buyers are encouraged to walk the property and experience its potential firsthand.

Included with the property is Boat Lot 5A, situated on a saltwater canal with access to the Peace River and Charlotte Harbor, offering outstanding opportunities for boating, fishing, kayaking, and enjoying Southwest Florida's waterfront lifestyle. The feasibility of constructing a boat dock and the navigability of the canal are unknown. Buyers are encouraged to conduct their own due diligence to verify suitability for their intended use.

Ideally located just minutes from Sunseeker Resort, Fishermen's Village, the Punta Gorda Harborwalk, historic downtown Punta Gorda, and downtown Port Charlotte, you'll enjoy convenient access to waterfront dining, shopping, entertainment, marinas, golf courses, parks, and everything that makes Southwest Florida such a desirable place to call home.

Whether you're looking to build your primary residence, a seasonal retreat, or an investment property, this rare package offers the flexibility, location, and lifestyle to bring your vision to life.

Features

  • Lot Size: 80 x 125
  • Lot Desc: Buildable, In County, Interior Lot, Wooded
  • View: Trees/Woods
  • MLS#: A4698750
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4698750/186northshoreterrace_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 11:08:42 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-954-5454

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

186 NORTHSHORE TERRACE, Punta Gorda, FL, 33980

$50,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $40,000 $40,000 $40,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $243 $253 $332
Total Monthly Payment $318 $328 $407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.