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30 Gerard St is located in Milford's desirable Woodmont neighborhood-known for its miles of beach, paddle boarding, and true coastal lifestyle. This home shows pride of ownership inside and out, offering an updated layout with bright living spaces, modern finishes, and a private backyard for entertaining or relaxing. Residents enjoy a family-friendly community where neighbors look out for each other. Spend your mornings paddle boarding or walking along Woodmont Beach, afternoons at the Woodmont Beach playground, and evenings playing pickleball or tennis at the neighborhood courts. The location provides the best of both worlds-close to local markets, great restaurants, and Milford's big shopping mall, while still maintaining the peaceful, small-community feel that makes Woodmont special. If you're looking for a move-in-ready home that captures the convenience and charm of coastal Connecticut living, 30 Gerard St delivers.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Main | |
| Living Room | Balcony/Deck,Patio/Terrace,Sliders | Main |
| Primary Bedroom | Vaulted Ceiling,Beams,Built-Ins,Ceiling Fan,Walk-In Closet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $505 | $505 | $505 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $3,026 | $3,979 |
| Total Monthly Payment | $3,467 | $3,623 | $4,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.