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Welcome to this beautifully appointed Colonial, where timeless elegance meets modern functionality. Thoughtfully updated throughout, this exceptional residence offers 4 spacious bedrooms, 2. 5 bathrooms, and a legal accessory apartment, providing the perfect opportunity for multigenerational living or additional income potential. The main home features gleaming hardwood floors, a dramatic living room with soaring vaulted ceilings and a cozy gas fireplace, a formal dining room perfect for entertaining, and a spacious eat-in kitchen designed for both everyday living and special gatherings. The legal accessory apartment offers its own private entrance and is complete with a full kitchen, full bathroom, bedroom, and comfortable living area, providing exceptional flexibility while maintaining privacy. Step outside to a beautifully landscaped, fully fenced backyard featuring a spacious deck, patio, and a peaceful setting ideal for entertaining or relaxing. Enjoy your morning coffee from the upper deck while taking in breathtaking sunrise views over the bay. Conveniently located just minutes from the LIRR, Southern State Parkway, shopping, dining, parks, and beautiful beaches, this home offers the perfect blend of comfort, versatility, and an exceptional Long Island lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $1,169 | $1,169 | $1,169 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,783 | $4,976 |
| Total Monthly Payment | $4,850 | $5,044 | $6,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.