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Looking for room to spread out with no HOA? You've found it! Welcome to this charming all-brick, three-bedroom, two-bath ranch with an attached garage, situated on 0. 6 acres in the desirable St. James Estates community of Goose Creek. Ideally located just minutes from schools, shopping, restaurants, and everyday conveniences, and less than 10 miles from Naval Weapons Station Charleston, this home offers the perfect blend of comfort, convenience, and space. A welcoming front porch invites you inside, where you'll find a spacious family room with soaring vaulted ceilings and a cozy wood-burning stove, creating the perfect gathering place. All three bedrooms are on the main level, while the upstairs bonus loft offers the flexibility to serve as a home office, playroom, media room, or a craftroom. The choice is yours. You will love the bright sunroom that overlooks the enormous fenced backyard, making it easy to enjoy the outdoors year-round. Step outside to the adjoining deck and take advantage of the expansive 0. 6-acre homesite, offering plenty of room for a pool, gardens, outdoor entertaining, and all the space you'll ever need for your boat, recreational equipment, outdoor toys, or future backyard dreams. Recent updates provide peace of mind, including a new roof (2021), a new HVAC system with all-new ductwork (2025), new flooring in the loft, guest bedroom, and primary bathroom, and fresh interior paint in many areas (2026), giving the home a bright, refreshed feel. If you've been searching for a well-maintained home with no HOA, a generous lot, and an unbeatable Goose Creek location, this is one you won't want to miss!
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Our Executive Mortgage Banker:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,720 | $1,813 | $2,385 |
| Total Monthly Payment | $1,795 | $1,888 | $2,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.