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Seeking a home with in-law suite potential or an investment opportunity? This custom-built, fenced 3-bedroom, 2-bathroom home with a 1-car garage was thoughtfully designed for easy conversion to suit a variety of needs. A gated entry framed by vibrant crotons leads to the front door. Inside, the spacious living room features cathedral ceilings and abundant natural light from east-facing windows. The well-maintained kitchen offers light cabinetry paired with stainless appliances, along with a sliding door that opens to a screened patio. Adjacent to the kitchen, the dining area has been strategically designed for flexibility. With the addition of bifold doors and minimal modifications, this space can be seamlessly converted into a separate living area—ideal for an in-law suite or short-term rental—with its own private entrance. The layout provides access from this adaptable space to the third bedroom and a shared bathroom. Down the hall are the second bedroom and a spacious primary suite featuring a walk-in shower and dual closets. Outdoors, mature oak trees provide shade across the backyard. The property also features a double-level concrete seawall, boathouse, and lift—perfect for enjoying waterfront living with direct access to the Intercoastal/Mosquito Lagoon. Additional storage is available in the like-new metal shed.
**Major updates include a new roof (2023) and new A/C system (2025). **
All measurements are deemed accurate but should be verified by the buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $450 | $450 | $450 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,673 | $2,778 | $3,654 |
| Total Monthly Payment | $3,215 | $3,320 | $4,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.