322 Sugar Pine LN, Naples, FL, 34108 | $398,000

One or more photo(s) has been virtually staged, AI generated or rendered. (Note: Living Rm photo is virtually staged). This lovely Sunny Condo offers privacy and peace with its views of trees, a meandering walking path below and location on the second floor and is in a prime Northwest Naples LOCATION!!! Walking/Biking distance to Vanderbilt Beach, Mercato, great restaurants, 2 movie theaters, Whole Foods, Publix and more! Also available is tennis/pickleball at the Pelican Bay Community Park for a $95/yr membership fee! The community of THE PINES has a great pool and Social/Grilling area. Stairs and elevator are both just steps from the condo for easy access. COVERED CARPORT is deeded to your unit and was just completely re-done and paid for. Tons of guest parking round out this great offering!

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Covered
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Bike And Jog Path,Community Pool,Vehicle Wash Area
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: THE PINES
  • Development: THE PINES
  • Year Built: 1990
  • Approx Sq. Feet: 1,311
  • Est. Taxes: $3,194
  • Condo Fee: $2,342 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Elem. School: SEAGATE ELEMENTARY
  • Middle School: PINE RIDGE MIDDLE
  • High School: BARRON COLLIER HIGH
  • Pet Policy: Limits
  • MLS#: 226024810
  • Website: https://www.raveis.com
    /prop/226024810/322sugarpineln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

322 Sugar Pine LN, Naples, FL, 34108

$398,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $266 $266 $266
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,935 $2,010 $2,644
Total Monthly Payment $2,276 $2,351 $2,985

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.