4085 16th AVE NE, Naples, FL, 34120 | $560,000

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to your own private retreat in Golden Gate Estates, where space, privacy, and lifestyle come together on a beautifully cleared and fully usable 1. 14-acre fenced lot with gated entry.
From the moment you arrive, the rare circular driveway creates a stunning first impression, beautifully centered around a serene fishpond with a waterfall, while offering added convenience and ample parking for family and guests.
Designed for those who love to entertain, this property truly shines outdoors. The oversized paver lanai overlooks a gorgeous pool, creating the perfect setting for year-round enjoyment. An impressive oversized tiki bar serves as the ultimate gathering space for hosting unforgettable parties, weekend BBQs, or relaxing evenings with friends and family. Beyond the pool area, a custom firepit with built-in seating offers yet another inviting space to unwind under the stars.
Inside, the home offers warmth, character, and inviting living spaces full of personality and charm. Thoughtful features such as California Closets provide exceptional storage and functionality, while the interior presents a wonderful opportunity for buyers to add their own personal style over time.
Additional highlights include a durable metal roof, reverse osmosis system, and a fully cleared lot with endless possibilities. Bring your RV, boat, recreational vehicles, create a garden, or simply enjoy the freedom that comes with estate-style living.
Properties like this are increasingly hard to find. Offering usable acreage, privacy, and an exceptional outdoor entertaining experience, this home is ideal for those seeking more than just a house, it offers a lifestyle centered around connection, relaxation, and creating lasting family memories.

Features

  • Amenities: Horses OK
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2005
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,151
  • Acreage: 1.14
  • Est. Taxes: $2,212
  • Lot Desc: Oversize
  • View: Landscaped Area,Pool/Club
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226023688
  • Website: https://www.raveis.com
    /prop/226023688/408516thavene_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4085 16th AVE NE, Naples, FL, 34120

$560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $184 $184 $184
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,683 $2,829 $3,720
Total Monthly Payment $2,959 $3,105 $3,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.