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Please bring your highest and best offer by Wednesday July 8 at 2 pm . Great for a handyman! This sturdy 2 family home features good size units , approximately 962 sq ft each. The floor plan consists of five rooms, Living room, dining room , kitchen, full bath and 2 bedrooms . Each unit has a gas and gas stove in the kitchen and gas space heaters in the living room, There are wood flooring under the carpeting and a few rooms have ceiling fans . The first floor features Lots of closet space and a front sun porch facing south , great for plants. The galley kitchen has a breakfast bar and a ceiling fan . There is a mud room off the kitchen that gives access to the carport and driveway for 2-3 cars and the back yard there is a brick patio that is overgrown and an old shed that needs to be removed . The second floor , also needs updating . It has the same floor plan as the 1st floor, oversized living room and dining room, 2 bedrooms, 1 full bath and a sunporch. There is a walk up unfinished attic with a storage room. The basement is a walk down. The home needs updating and repair work. There are a lot of original features. The roof needs replacing. There appears to be 1 water heater for the house. This home is sold in "as is condition". The owner will make no repairs. Owner asks the no one under 18 be brought into the house . There are two electric meters and two gas meters . The first floor was occupied until February 2026. The second floor was winterized approx 2021 with heat & electric on.
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,920 | $135,920 | $135,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $532 | $532 | $532 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $826 | $858 | $1,129 |
| Total Monthly Payment | $1,433 | $1,465 | $1,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.