1064 HARBOUR WAY PLACE, Punta Gorda, FL, 33983 | $790,000

Experience the incredible savings of FULLY PAID-OFF SOLAR PANELS, along with a BRAND NEW ROOF, NEW EXTERIOR PAINT, NEW LVP FLOORING, NEW CARPET, NEW CEILING FANS, NEW WASHER & DRYER, and so much more! This impressive 5-bedroom, 3. 5-bath, 3-car garage pool home offers nearly 4, 000 square feet of living space in the gated community of Harbour Oaks, combining exceptional upgrades, energy efficiency, and room to spread out.
Situated on an oversized lot not in a Flood Zone, with underground utilities, the home welcomes you with a charming screened front porch, mature landscaping, and an extended driveway. Inside, soaring 10-foot ceilings, expansive living spaces, and walls of sliding glass doors create a bright, open floor plan designed for both everyday living and effortless entertaining.
The heart of the home is the beautifully appointed kitchen featuring stone countertops, an oversized island with cooktop, built-in oven and microwave, walk-in pantry, abundant white Shaker cabinetry, and a spacious breakfast nook overlooking the main living areas. Whether hosting holiday gatherings, game days, or large dinner parties, this home offers the space and flow you've been looking for.
The owner's suite is a private retreat with direct access to the pool and lanai, an oversized walk-in closet with custom built-ins, and a spacious ensuite bath featuring dual vanities, a garden tub, and separate walk-in shower. On the opposite side of the home, two guest bedrooms share a Jack-and-Jill bath and each enjoy direct pool access. A dedicated office provides outstanding flexibility and can easily function as an additional bedroom, hobby room, or workspace.
One of the standout features of this home is the expansive upstairs bonus room complete with a closet, half bath, and NEW CARPET. Whether you need an oversized fifth bedroom, guest suite, game room, media room, fitness space, homeschool room, or multi-purpose flex space, this room offers endless possibilities while providing additional privacy from the main living areas.
Step outside and enjoy your own private outdoor retreat featuring a screened saltwater pool with waterfall, spacious covered lanai, and renovated pool bath. The generous outdoor living areas make this home ideal for entertaining year-round or simply enjoying Florida's outdoor lifestyle.
Additional features include a central vacuum system, reverse osmosis system, outdoor water softener/filtration system, hurricane-rated front entry doors, hurricane shutters, a spacious laundry room with NEW WASHER & DRYER, and a three-car garage with ample room for storage, hobbies, or a workshop.
Harbour Oaks residents enjoy gated entry along with community amenities including tennis courts, pickleball courts, basketball court, and playground, all with a low HOA fee.
With MAJOR SYSTEMS already updated, FULLY PAID-OFF SOLAR PANELS providing exceptional energy savings, fresh updates throughout, and an incredibly versatile floor plan offering space for entertaining, multi-generational living, hobbies, or working from home, this move-in ready property is a rare opportunity that truly stands apart.

Features

  • Amenities: Gated, Playground, Recreation Facilities, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 161 x 125
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 1992
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,890
  • Acreage: 0.46
  • Lot Size: 161 x 125
  • Est. Taxes: $8,445
  • HOA Fee: $195 Monthly
  • Lot Desc: In County, Near Golf Course, Oversized Lot, Street Dead-End
  • View: Pool, Trees/Woods
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7527940
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7527940/1064harbourwayplace_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 1:46:58 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-639-1376

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1064 HARBOUR WAY PLACE, Punta Gorda, FL, 33983

$790,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $632,000 $632,000 $632,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $704 $704 $704
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,840 $3,991 $5,248
Total Monthly Payment $4,636 $4,787 $6,044

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.