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This charming 3-bedroom, 2-bath home is filled with potential and ready for its next owner. Conveniently located in an established community with no HOA fees, this property offers affordability, functionality, and opportunity.
Designed with comfortable everyday living in mind, the spacious floor plan features both a living room and a family room, providing flexible spaces for entertaining, relaxing, or accommodating the needs of a growing family.
The kitchen offers ample cabinetry for storage and plenty of room for a dinette table, creating a welcoming space for casual meals. Adjacent to the kitchen, the formal dining room provides an ideal setting for hosting family dinners and holiday gatherings.
The primary bedroom suite includes a private en-suite bathroom featuring a single vanity and a tub/shower combination. Two additional bedrooms offer comfortable accommodations for family members or guests.
Step outside to discover a large, private fenced backyard complete with a patio—perfect for pets, outdoor entertaining, gardening, or simply relaxing in your own outdoor retreat.
Additional Features: Laundry pantry, Fenced backyard, Storage shed, Private driveway, Water heater replaced in 2021, No HOA fees
Ideally located near the heart of historic downtown Lake Wales, you'll enjoy easy access to charming brick-lined streets, unique boutiques, local restaurants, cafés, parks, and the renowned Bok Tower Gardens. This home offers an excellent opportunity to enjoy small-town charm with the convenience of nearby shopping, dining, and everyday amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $173 | $173 | $173 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $972 | $1,010 | $1,329 |
| Total Monthly Payment | $1,220 | $1,258 | $1,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.