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MODERN LIVING IN THE GATED RIVER CLUB COMMUNITY! Welcome to this beautifully maintained 2021-BUILT 4 BEDROOM, 2 BATHROOM HOME located in the highly desirable River Club community of Punta Gorda. Offering a spacious layout, stylish finishes, and exceptional indoor and outdoor living spaces, this home is perfectly suited for families, seasonal residents, or anyone looking to enjoy the Florida lifestyle.
Step inside to discover a bright, open-concept floor plan designed with both comfort and functionality in mind. Tile flooring throughout the main living areas creates a seamless flow, while tasteful lighting fixtures and abundant natural light add warmth and modern appeal throughout the home.
At the heart of the home, the spacious kitchen is designed to impress with quartz countertops, stainless steel appliances, ample cabinetry, generous counter space, and a large center island that provides the perfect gathering place for family meals, entertaining guests, or casual dining. The kitchen opens effortlessly into the dining and living areas, creating an inviting space ideal for everyday living.
The spacious primary suite serves as a private retreat, featuring an oversized walk-in closet and a well-appointed ensuite bathroom with plenty of room to unwind after a long day. Three additional bedrooms provide flexibility for family, guests, or a home office, with one guest bedroom featuring a convenient Murphy bed that maximizes functionality while maintaining valuable floor space.
Step outside to enjoy your own private backyard oasis. The large screened lanai provides an ideal setting for relaxing, entertaining, or enjoying Southwest Florida's beautiful weather year-round. The hot tub, which is included with the home, creates the perfect place to unwind, while the fully fenced backyard offers privacy and space for pets, children, or outdoor activities.
As a bonus. This home has a LOMR FEMA Flood exception, putting it out of the flood zone. No flood insurance required.
Residents of River Club enjoy the added benefits of a gated community, along with access to a community pool and playground, creating a welcoming neighborhood atmosphere for all ages.
Conveniently located near shopping, dining, schools, medical facilities, I-75, historic downtown Punta Gorda, and Charlotte Harbor, this home offers easy access to everything Southwest Florida has to offer while providing the peace of mind of a newer construction home.
DON'T MISS YOUR OPPORTUNITY TO OWN THIS BEAUTIFULLY APPOINTED HOME IN ONE OF PUNTA GORDA'S MOST DESIRABLE GATED COMMUNITIES!
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,652 | $1,717 | $2,258 |
| Total Monthly Payment | $2,064 | $2,129 | $2,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.