4196 MANATEE LANE, Punta Gorda, FL, 33980 | $339,900

MODERN LIVING IN THE GATED RIVER CLUB COMMUNITY! Welcome to this beautifully maintained 2021-BUILT 4 BEDROOM, 2 BATHROOM HOME located in the highly desirable River Club community of Punta Gorda. Offering a spacious layout, stylish finishes, and exceptional indoor and outdoor living spaces, this home is perfectly suited for families, seasonal residents, or anyone looking to enjoy the Florida lifestyle.

Step inside to discover a bright, open-concept floor plan designed with both comfort and functionality in mind. Tile flooring throughout the main living areas creates a seamless flow, while tasteful lighting fixtures and abundant natural light add warmth and modern appeal throughout the home.

At the heart of the home, the spacious kitchen is designed to impress with quartz countertops, stainless steel appliances, ample cabinetry, generous counter space, and a large center island that provides the perfect gathering place for family meals, entertaining guests, or casual dining. The kitchen opens effortlessly into the dining and living areas, creating an inviting space ideal for everyday living.

The spacious primary suite serves as a private retreat, featuring an oversized walk-in closet and a well-appointed ensuite bathroom with plenty of room to unwind after a long day. Three additional bedrooms provide flexibility for family, guests, or a home office, with one guest bedroom featuring a convenient Murphy bed that maximizes functionality while maintaining valuable floor space.

Step outside to enjoy your own private backyard oasis. The large screened lanai provides an ideal setting for relaxing, entertaining, or enjoying Southwest Florida's beautiful weather year-round. The hot tub, which is included with the home, creates the perfect place to unwind, while the fully fenced backyard offers privacy and space for pets, children, or outdoor activities.

As a bonus. This home has a LOMR FEMA Flood exception, putting it out of the flood zone. No flood insurance required.

Residents of River Club enjoy the added benefits of a gated community, along with access to a community pool and playground, creating a welcoming neighborhood atmosphere for all ages.

Conveniently located near shopping, dining, schools, medical facilities, I-75, historic downtown Punta Gorda, and Charlotte Harbor, this home offers easy access to everything Southwest Florida has to offer while providing the peace of mind of a newer construction home.

DON'T MISS YOUR OPPORTUNITY TO OWN THIS BEAUTIFULLY APPOINTED HOME IN ONE OF PUNTA GORDA'S MOST DESIRABLE GATED COMMUNITIES!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2021
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,791
  • Acreage: 0.21
  • Est. Taxes: $4,046
  • HOA Fee: $398 Monthly
  • View: Park/Greenbelt
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Other, Water Softener
  • MLS#: C7527840
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/C7527840/4196manateelane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 10:03:49 PM)
Listing courtesy of GRANT TEAM REAL ESTATE, LLC   Phone: 941-205-8481

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4196 MANATEE LANE, Punta Gorda, FL, 33980

$339,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,920 $271,920 $271,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $337 $337 $337
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,652 $1,717 $2,258
Total Monthly Payment $2,064 $2,129 $2,670

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.