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The best part about this home is the opportunity it offers. It is a place where your imagination leads the way, where each room becomes a blank canvas for your own style and every update is made with your life in mind. Whether your vision is timeless, modern, rustic, or somewhere in between, this is the kind of home that gives you the freedom to create something deeply personal, one thoughtful choice at a time. Instead of paying a premium for someone else's design choices, you have the rare chance to invest in your own, creating a home that reflects your taste, your lifestyle, and your vision for years to come. Grahamsville is one of those rare Catskills hamlets where life still feels rooted in community. The pace is slower, neighbors know one another, and the surrounding mountains, forests, and reservoirs create a backdrop that never loses its appeal. Mornings begin with birdsong and cool mountain air. Evenings end beneath expansive skies filled with stars. Despite its peaceful setting, you are only about two hours from New York City with convenient access to Route 17, Interstate 86, and regional coach lines. Spend weekends exploring local bakeries, farm-to-table restaurants, hiking trails, fly fishing on the Neversink, nearby lakes, seasonal markets, and unforgettable performances at Bethel Woods. Even better, the home offers the added benefit of lower property taxes, making it an attractive opportunity whether you are looking for a full-time residence or a Catskills retreat. True ranch homes like this have become increasingly difficult to find and costly to build. This classic three-bedroom, two-bath home offers the convenience of single-level living, original woodwork that brings warmth and character throughout, and a layout that has stood the test of time. It is a home with wonderful bones, ready to evolve alongside your vision while preserving the charm that makes it so inviting. Outside, the possibilities continue. The spacious wraparound deck extends along the side and back of the home, creating the perfect setting for outdoor dining, morning coffee, quiet afternoons, or evenings beneath the stars. Beyond it, the backyard offers room for your imagination to grow. Design raised garden beds, gather around a fire pit, string cafe lights through the trees, create a peaceful reading nook, or add the outdoor retreat you have always envisioned. An oversized three-car garage provides exceptional space for vehicles, kayaks, tools, and hobbies, while the full walkout basement offers incredible flexibility for storage, a workshop, recreation space, home gym, studio, or future finished living area. A standby whole-house generator with an automatic transfer switch provides added peace of mind through every season. Some places simply offer a house. Grahamsville offers a way of life. Here, you can enjoy the quiet beauty of the Catskills, the warmth of a close-knit community, lower property taxes, and the rare opportunity to create a home that is a true reflection of you. The next chapter is yours to write.
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Our Executive Mortgage Banker:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $2,020 | $2,657 |
| Total Monthly Payment | $2,285 | $2,389 | $3,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.