12240 SE 172ND LANE, Summerfield, FL, 34491 | $299,900

Virtually Staged. NEW ROOF 2026! NEW FENCE AND DOGGIE DOOR 2025! NEW LAMINATE FLOORING 2025! NEW GARAGE SCREEN DOOR! Welcome to your forever home in the highly sought after 55+ Gated Golf Community of STONECREST, one of Central Florida's premier active adult communities, ideally located adjacent to THE VILLAGES, Florida! Experience the ultimate golf cart lifestyle where you can cruise to shopping, dining, medical facilities, entertainment, and everyday conveniences without ever getting in your car. This beautifully maintained 3 Bedroom, 2 Bath home offers a desirable OPEN CONCEPT design with a split bedroom floor plan with a pocket door, providing both comfort and privacy for you and your guests. Situated on a SPACIOUS CORNER LOT, the property features a FENCED backyard complete with a convenient DOGGIE DOOR, creating the perfect retreat for your four legged family members. Inside, you'll appreciate the stylish NEW LAMINATE Flooring throughout the living areas, complemented by TILE in the wet areas, absolutely NO CARPET! Newer Stainless Steel Appliances in the kitchen, whole house water softener system. The bright and inviting lanai provides the ideal space to enjoy your morning coffee, entertain friends, or simply relax and soak in Florida's beautiful weather year round. Stonecrest residents enjoy an unparalleled resort style lifestyle with championship golf, multiple pools, a state-of-the-art fitness center, pickleball and tennis courts, softball, bocce ball, countless clubs and activities, on-site dining, and a vibrant social calendar. Whether you're looking for relaxation, recreation, or new friendships, you'll find it all right here in one of Florida's most desirable golf cart communities.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,330
  • Acreage: 0.21
  • Est. Taxes: $3,915
  • HOA Fee: $152 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM727321
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/OM727321/12240se172ndlane_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 10:03:49 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12240 SE 172ND LANE, Summerfield, FL, 34491

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,458 $1,515 $1,992
Total Monthly Payment $1,859 $1,916 $2,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.