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Virtually Staged. STOP WAITING FOR LOWER INTEREST RATES! This is your opportunity to own a beautiful 2024 home while taking advantage of a rare assumable FHA loan with an incredibly low 4. 375% interest rate (subject to lender approval and buyer qualification). This valuable financing opportunity could mean significant monthly savings compared to today's market rates. Why wait months for new construction when this move-in ready Aria model is available now? Offering 1, 672 sq. ft. of thoughtfully designed living space, this nearly new home features 3 bedrooms, 2 bathrooms, and a bright open concept floor plan that's perfect for both everyday living and entertaining. The spacious kitchen seamlessly connects to the living and dining areas and features granite countertops, stainless steel appliances including the refrigerator, vented microwave, range, and dishwasher and plenty of workspace. The owner's suite easily accommodates a king size bed and offers a private retreat to unwind. Situated on a premium corner lot with no neighbors on the right or rear, you'll enjoy added privacy along with a covered lanai that's perfect for relaxing, entertaining, or taking in beautiful Florida sunsets. Additional features include 18" x 18" ceramic tile in all wet areas, granite countertops in both bathrooms, modern finishes, and the energy efficiency of a 2024-built home. Whether you're looking for your primary residence or an exceptional value in a growing Central Florida community, this home delivers it all: move-in ready, premium corner lot, prime location, and the rare opportunity to assume a 4. 375% FHA loan. Schedule your private showing today before this unique financing opportunity is gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $583 | $583 | $583 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,528 | $1,611 | $2,119 |
| Total Monthly Payment | $2,186 | $2,269 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.