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Welcome to this exceptional Colonial nestled in the heart of Spring Glen! Filled with natural light and classic architectural details, this beautifully updated home offers a spacious, flexible floor plan designed for today's lifestyle. A welcoming foyer opens to an elegant front-to-back living room featuring a wood-burning fireplace. The formal dining room flows seamlessly into the remodeled eat-in kitchen, complete with granite countertops, custom wood cabinetry, a breakfast bar, and newer appliances. The expansive first floor offers incredible versatility, including a den, family room, private home office, and a newly renovated full bath with convenient first-floor laundry. Upstairs, you'll find three bedrooms and an updated full bathroom. The finished walk-up third floor adds 300 square feet of additional living space, making it ideal as a playroom, media room, guest suite, or potential fourth bedroom. Additional highlights include: gas heat, on-demand gas hot water, three mini-split systems providing air conditioning and supplemental heat, vinyl siding, thermopane windows, a 200-amp electrical service, cedar closet, and a detached garage. Ideally located just steps from Spring Glen's popular coffee shops & restaurants, with easy access to Yale, downtown New Haven, and bus lines. This is a rare opportunity to own a truly special home in one of the area's most sought-after neighborhoods! ****Solar panels will be fully paid off at closing*** Exterior photos coming soon! Hamden is currently in the 2nd year of a 4-year tax phase-in. The assessment is $256, 550 and taxes will be $13, 769, assuming the mill rate is confirmed at 53. 67) Total assessment will be $318, 010 for Year 4.
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,147 | $1,147 | $1,147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,377 | $2,470 | $3,249 |
| Total Monthly Payment | $3,599 | $3,692 | $4,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.