212 S 6TH Street, Fernandina Beach, FL, 32034 | $1,079,000

Historic Charm in the Heart of Fernandina Beach. Welcome to this beautifully restored 1897 home nestled in the coveted Historic District on Amelia Island. A generous floor plan of 3 bedrooms, 2 full baths, 2 living areas, dining room and a separate office/flex room this timeless residence seamlessly blends original architectural character with thoughtful modern updates like an over-sized driveway and detached garage. From the moment you arrive, the inviting front porch, cheerful yellow exterior, and lush landscaping make for exceptional curb appeal. Inside, you'll find original hardwood floors, abundant natural light, and classic details that celebrate the home's history. The updated kitchen is designed for everyday living and entertaining, featuring white cabinetry, quartz countertops, and stainless steel appliances. The floor plan allows for the option of an upstairs spacious primary suite filled with natural light from an abundance of windows and French doors that open to a private balcony. The beautifully renovated en-suite bath features a soaking tub, separate glass-enclosed tiled shower, dual vanity, and elegant quartz countertops. Or use one of of the additional bedrooms downstairs to act as a primary with access to a full bath or provide comfortable accommodations for guests. You'll love the multiple closets throughout the home that offer an abundance of storage, a rare find in a historic residence. Outside enjoy the private, fenced backyard featuring a charming paver courtyard. Just a short stroll from Centre Street and easy access to the vibrant downtown district, where a collection of locally owned restaurants, coffee shops, unique boutiques, art galleries, and year-round community events await.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50X100
  • Laundry: Lower Level
  • Style: Historic
  • Year Built: 1897
  • Garage: 1-car
  • Heating: Central
  • Cooling: Attic Fan, Central Air
  • Approx Sq. Feet: 2,516
  • Acreage: 0.11
  • Lot Size: 50X100
  • Est. Taxes: $6,521
  • Elem. School: Southside
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2153270
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /eprop/2153270/212s6thstreet_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

212 S 6TH Street, Fernandina Beach, FL, 32034

$1,079,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $863,200 $863,200 $863,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.203%
Monthly Tax Payment $543 $543 $543
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,106 $5,245 $7,284
Total Monthly Payment $5,774 $5,913 $7,952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.