8581 Refuge Pointe Circle, North Charleston, SC, 29420 | $965,000

The Refuge is a quiet, secluded, upscale neighborhood that is convenient to all points of interest and is serviced by excellent schools. This home defies an adequate description; there are so many superlatives. It is located on the banks of Coosaw Creek, a tributary of the Ashley River. Enjoy the scenic view and observe local wildlife from the amazing deck and screened porch on the 2nd level. Owners installed a deluxe elevator that serves all 3 levels. Main level features wide foyer, formal DR, spacious FR (gas FP), huge kitchen & dining area, laundry room, and an extraordinary primary BR suite that opens to the deck. Upper level has 3 large bedrooms each with private bath & WIC. Ground level has many uses: overnight guests, MIL suite, home office, etc. The home was constructed by a master craftsman, superb quality throughout. Floors are hardwood and ceramic tile. Chairrail in dining room. Primary bath has jacuzzi, dbl vanity, shower. 3 car garage includes great storage areas & utility sink. Covered porch is great for entertaining. Kitchen has new D/W. The community features a play area and a dock (coded gate).

Features

  • Amenities: Dock Facilities
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 61 - N. Chas/Summerville/Ladson-Dor
  • Year Built: 2006
  • Garage: 3-car Attached
  • Heating: Central, Forced Air, Natural Gas
  • Approx Sq. Feet: 3,975
  • Acreage: 0.28
  • Water Front: Yes
  • Elem. School: Eagle Nest
  • Middle School: River Oaks
  • High School: Ft. Dorchester
  • MLS#: 26018848
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/26018848/8581refugepointecircle_northcharleston_sc?source=qrflyer
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Listing courtesy of AgentOwned Realty Co. Premier Group, Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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8581 Refuge Pointe Circle, North Charleston, SC, 29420

$965,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $772,000 $772,000 $772,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,505 $4,629 $6,515
Total Monthly Payment $4,597 $4,721 $6,607

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.