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332 ILLINOIS AVENUE, St. Cloud, FL, 34769 | $315,000
METAL ROOF, "TRIPLE LOT", 3 BLOCKS FROM THE LAKEFRONT, REPIPED, A/C REPLACED 2022 (extra filtration), BRAND NEW VINYL FLOORING THROUGHOUT, CULLIGAN WATER SYSTEM AND REVERSE OSMOSIS (even hose water is filtered), newer lights/fans, newer a/c vents, & crown molding. BLOCK HOME with a 15x19 carport. . . . . . 11x12 workshop. . . . also a detached storage shed. . . . . small fenced-in section for the pups. . . . . . PLENTY OF DRIVING AND PARKING SPACE DOWN THE SIDE AND IN THE BACKYARD. Most lots do not provide access to be able to pull into the back. . . . . . WE DO!! Park the camper, work trailer, boat, extra vehicles. . . . . BUILD THAT WORKSHOP & DRIVE STRAIGHT TO IT!! Two living areas which are ideal for TV watching, table set up, or office space. The LAUNDRY ROOM IS INSIDE. . . . . shelving & a small closet for extra organization. ALL APPLIANCES STAY!!! The bath has an updated vanity and tiled shower. . . . . toilet has also been replaced & upgraded with a larger model. This BRAND NEW VINYL FLOORING flows throughout, no thresholds, easy maintenance, very neutral & "seamless" in its appearance. Ready for the holiday festivities?!?! 4th of July fireworks and fun. . . . . Christmas parade. . . . . . Spring fling. . . . . . with a quick golf cart ride, you'll have "first class seats". Want chickens??. . . . . the city allows up to 4 hens and this property already has 1. . . . . . with a portable coop!! Bike riding, evening strolls, morning jogs, YEP YEP YEP!!! NO HOA, NO CDD, LOTS OF "BIG TICKET" ITEMS TAKEN CARE OF. . . . . . . route to OIA is within 15+ miles, Lake Nona 15+ miles, downtown St. Cloud is within 1 mile, lots of lakes make great days of boating/fishing, & Melbourne Beach is within 49+ miles. Fantastic location, outstanding snowbird abode, superior first-time buyer opportunity, or an excellent investment rental. . . . . . we are ready to show you all we have to offer!!
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 100 x 150
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 1958
- Garage: Boat, Covered, Driveway, Guest, Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,120
- Acreage: 0.34
- Lot Size: 100 x 150
- Est. Taxes: $2,100
- Lot Desc: City Lot, Landscaped, Oversized Lot
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
- MLS#: S5152777
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/S5152777/332illinoisavenue_stcloud_fl?source=qrflyer
Listing courtesy of FLORIDA REALTY RESULTS LLC Phone: 407-498-3838
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
332 ILLINOIS AVENUE, St. Cloud, FL, 34769
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,509 | $1,591 | $2,093 |
| Total Monthly Payment | $1,759 | $1,841 | $2,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388