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5 Rivertown Rd, Palm Coast, FL — A Former Model Home of Distinction tucked away on a private, tree-lined lot in the sought-after pool community of Sawmill Creek at Palm Coast Park, this beautifully upgraded 4-bedroom, 2-bathroom former model home offers the perfect blend of quality construction, thoughtful design, and everyday comfort. Built with durable concrete block construction and enhanced insulation, this home delivers energy efficiency and peace of mind from the ground up. Inside, soaring high ceilings run throughout, creating an open, airy feel from room to room. The heart of the home is a stunning upgraded kitchen featuring elegant quartz countertops, a California island perfect for gathering, a designer backsplash, and premium upgraded appliances — a space made for both everyday living and entertaining. In-ceiling surround sound speakers set the mood in the main living areas, while custom window coverings throughout add a refined, move-in-ready touch.
The primary suite is a true retreat, complete with a spacious walk-in closet and a spa-inspired en suite bath featuring an extensive walk-in shower designed for ultimate relaxation. Three additional bedrooms allow flexibility for family, guests, or a home office.
Practical luxury continues with an interior laundry room equipped with washer and dryer included, plus additional storage cabinetry — just one of many thoughtful storage solutions found throughout this exceptionally organized home. A 2-car garage rounds out the package.
Set on a private, wooded homesite that offers a sense of seclusion rarely found in a community setting, this home also grants access to the neighborhood pool at Sawmill Creek — all within the desirable Palm Coast Park area.
This former model home was finished with builder-grade upgrades throughout, offering a level of detail and craftsmanship that's hard to find on the resale market.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $587 | $587 | $587 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,912 | $2,015 | $2,651 |
| Total Monthly Payment | $2,574 | $2,677 | $3,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.