7522 OXFORD GARDEN CIRCLE, Apollo Beach, FL, 33572 | $349,777

Ideally positioned in Apollo Beach with immediate access to Interstate 75, US Hwy 41, and US Hwy 301, this fully reimagined home offers exceptional connectivity throughout the Tampa Bay area — placing beaches, marinas, golf courses, dining, and everyday conveniences all within easy reach. Located directly adjacent to the highly sought-after Waterset community, the property benefits from one of the area’s fastest-growing corridors while maintaining the charm and value of an established neighborhood. Welcome to one of the most extensively upgraded and thoughtfully prepared homes in Apollo Beach — where over $161, 000 in documented renovations meets true turn-key confidence. From the moment you arrive, the modern exterior creates a clean, updated presence that immediately stands apart.
Inside, the home opens into a bright, open-concept layout featuring large-format tile flooring throughout, custom ceiling beams, and a cohesive, design-forward finish that delivers a model-like feel. The kitchen serves as the centerpiece, showcasing custom cabinetry, full-wrap stone countertops and backsplash, stainless steel appliances, and a gas range — designed for both everyday living and elevated entertaining. Custom design elements elevate the home throughout, including built-in media walls with integrated fireplaces, architectural feature walls, and fully customized closet systems. Bathrooms have been completely reimagined with floor-to-ceiling tile, modern fixtures, and a clean, spa-inspired aesthetic. Renovation quality extends consistently across all spaces, including secondary bedrooms, bathrooms, and the garage — with no unfinished or builder-grade areas. Beyond design, major systems have been addressed, including a brand-new 2026 roof and updated HVAC system, along with extensive interior and mechanical upgrades that enhance long-term durability and efficiency. This home also stands out for its level of preparation. Multiple pre-listing reports have already been completed, including a home inspection, 4-point inspection, wind mitigation report, WDO inspection, and preventative pest treatment — helping reduce buyer uncertainty and streamline the purchase process. Situated in an established community with low HOA and CDD fees, the property offers a more mature setting while being directly adjacent to the rapidly growing Waterset area — providing access to new dining, shopping, and amenities without the premium of new construction. The scope and quality of this renovation go beyond typical updates, offering a level of customization and completion that is difficult to replicate at this price point — fully reimagined, strategically priced, and positioned for clear value. Highlights of the renovation include a brand new roof and updated HVAC system, large-format tile flooring throughout (no carpet), custom-built media walls with integrated fireplaces, a fully renovated kitchen with stone countertops, backsplash and gas range, spa-style bathrooms with floor-to-ceiling tile, custom closet systems, a finished garage with built-in laundry and storage, an expanded concrete patio, and a fenced yard. Detailed documentation, including full Property Improvements & Upgrades List and Renovation Cost Validation Report, is available for review. Property is equipped with audio and video surveillance. The seller is a licensed real estate agent in Florida. The listing agent is affiliated with the seller and has a financial interest in the property. VIEW VIRTUAL TOUR.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Park, Playground, Pool, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 40.07 x 120
  • Laundry: Gas Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 2005
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,328
  • Acreage: 0.11
  • Lot Size: 40.07 x 120
  • Est. Taxes: $3,816
  • HOA Fee: $110 Annually
  • Lot Desc: In County, Landscaped, Sidewalk
  • Elem. School: Doby Elementary-HB
  • Middle School: Eisenhower-HB
  • High School: East Bay-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8524521
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8524521/7522oxfordgardencircle_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 12:20:35 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7522 OXFORD GARDEN CIRCLE, Apollo Beach, FL, 33572

$349,777

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,822 $279,822 $279,822
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $318 $318 $318
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,700 $1,767 $2,324
Total Monthly Payment $2,093 $2,160 $2,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.