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Welcome to this beautiful 3-bedroom, 2. 5-bathroom Colonial-style home nestled in the highly desirable Pine Lakes subdivision. Built by Palm Coast Construction on a 0. 24-acre lot, this 1, 845 sq. ft. residence offers a functional layout and distinct architectural details. From the pale-yellow wood siding to the fenced front courtyard entry, this property provides excellent curb appeal.
Interior & Living Spaces: The main level features an inviting flow with a combination of laminate, ceramic tile, and carpet flooring. The open kitchen is a chef's delight, complete with solid wood cabinetry accented by glass-front upper doors, a full stainless-steel appliance package (range, microwave, refrigerator, and dishwasher), and a multi-level island with a breakfast bar that opens directly to the family room and den areas. The spacious living room is highlighted by a cozy tile-surround fireplace, and custom floor-to-ceiling wood built-ins. Adjacent to the kitchen, the bright dining area features classic French doors that open out to the backyard patio.
Upper-Level Accommodations & Bonus Space: All bedrooms, including the spacious primary bedroom suite, are located on the second floor to maximize privacy from the main living spaces. In addition to the three bedrooms, there is also a Bonus Room, giving you added flexibility. The home is equipped with a heat pump and a zoned central air conditioning system for energy-efficient, year-round temperature control. This climate-controlled system also extends to a dedicated private office space, conveniently accessed directly from the garage.
Outdoor Features & Bonus Structures: The private backyard serves as a true outdoor retreat perfectly designed for recreation and utility. Enjoy sunny days cooling off in the in-ground pool, which is surrounded by a spacious patio and rear porch area, or relax under the shade of three beautiful pergolas. For extra utility, the home features a 10x10 built-in shed situated directly behind the office space, alongside a spacious attached 2-car garage providing ample space for parking and storage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$404,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $323,920 | $323,920 | $323,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $138 | $138 | $138 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,940 | $2,045 | $2,668 |
| Total Monthly Payment | $2,153 | $2,258 | $2,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.