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Picture this: morning coffee on your private waterfront balcony, boat gassed up and ready at your own dock, then a short, walkable stroll to Indian Rocks Beach for the afternoon, come back and take a dip in the pool. This is everyday life at 128 Marcdale Blvd — a fully renovated, spotless, like-new 3-bedroom, 3-bath Sunset Bay townhome in Indian Rocks Beach, with 1, 656 sq ft heated (2, 500 sq ft total), where the Intracoastal Waterway is your backyard and the Gulf is a short stroll away.
Waterfront, on your terms. A deeded boat slip with a 12, 000-lb lift (new control box, 2024) puts the water at your disposal whenever the mood strikes — no marina, no waiting. The seawall, boardwalk, electrical, and dock system were fully rebuilt in 2021, so it's not just a view, it's a functioning waterfront setup ready to use. Two private balconies — one off the main living level, one off the primary suite — give you a front-row seat to the peaceful waterfront from morning light to sunset.
Move-in ready, spotless condition. Every detail here has been cared for. The main level is light-filled and open, with a fireplace, porcelain tile plank style floors, and a laundry closet with folding shelf on the main floor. One private ensuite bedroom works beautifully as a guest suite or home office. A fully remodeled kitchen with soft-close, solid wood shaker cabinets in a two-tone finish, quartz counters, a floor-to-ceiling glass mosaic backsplash, built-in stainless appliances, a dual-zone wine fridge, and designer pendant lighting over a generous breakfast bar for easy entertaining.
A primary suite that feels like a retreat.
Upstairs, vaulted ceilings set the tone, and the spa-style bath is the showstopper — a frameless glass shower wrapped in floor-to-ceiling marble-look tile with a rain shower head and built-in seat, plus dual vanities with exotic stone counters and oil-rubbed bronze fixtures. Its own private balcony means your morning coffee spot is never shared. A third bedroom overlooks the community's resort-style pool and spa.
Storage and space, handled
An oversized tandem garage handles bikes, paddleboards, beach chairs, or doubles as a home gym or workshop — wall to wall built in storage, garage fridge, epoxy garage floor and a retro utility sink that makes this garage feel like more like living space. A travertine patio with a misting system extends outdoor living through the warmer months.
The big-ticket items, already done
Roof (2014, 20-year warranty), HVAC (2019), hurricane windows and doors (2016/2025), new hot water tank and front door (2025) — the kind of updates that let a buyer move in and simply enjoy the place. 2026 HOA is $833. 69/month, covering insurance (hurricane, flood, hazard), exterior maintenance, landscaping, pest control, the community pool and hot tub, and water/sewer/trash.
Indian Rocks Beach, at your pace
This golf-cart-friendly, walkable stretch of the Gulf Coast is built for slowing down — beach access, boat ramps, casual waterfront dining, and boutique shopping all within easy reach, with Tampa and the airports a quick drive when you need them. Pet-friendly, too.
Bring your boat. Call now to see it in person.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $627,920 | $627,920 | $627,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,815 | $3,965 | $5,214 |
| Total Monthly Payment | $4,210 | $4,360 | $5,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.