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Presented by
John Izzo |
Steps to the Beach - Updated Westbrook Cape Cod Bungalow A rare find in an unbeatable location, this tastefully updated Cape sits on a corner lot just steps from the beach. A beautifully landscaped corner yard with mature plantings welcomes you to this stunning terracotta-hued Cape. You enter through a large, cathedral-ceilinged, year-round sunroom, a bright retreat for summer living and, thanks to a high-end propane heater, a cozy escape all winter long. Motorized custom blinds offer both sun protection and privacy. The oversized living room delivers old-world seaside charm, with beautiful ceramic tile, rustic walls, and a gas-fired stone fireplace that anchors the space, keeping you warm on chilly nights while making a striking design statement. The large dining room suits everything from big family gatherings to intimate dinners, offering great flexibility and its own access to the sunroom. The updated eat-in kitchen features all-new stainless steel appliances, Corian countertops, generous storage, and ample prep space. This space also greets with a large wood fired stone fireplace. Off the mudroom is a thoughtfully designed office/library - ideal for working from home, homework, or crafting. Built-ins add both charm and function, with a second desk area and extra storage. This space could also be incorporated into an expanded primary bedroom suite. A nicely updated bathroom with a walk-in shower, plus a laundry area, completes the main level. An oak spiral staircase leads to the second level, with two bedrooms and storage offering extra sleeping space for family and friends visiting the Connecticut shoreline. The room currently used for storage is already plumbed for a full bathroom, add a dormer, and the second level is complete. The crawl space houses a brand-new high end Buderus furnace and offers additional storage for kayaks and summer furniture. Outside, enjoy even more entertaining space, a shed for gardening needs, a large back entrance area, and a three-car driveway. The current owner did get town hall approvals to add another level to the home, many years ago, so that potential exists, but new buyers must do they own research with town hall for this update. Don't wait to preview this shoreline property it won't last.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | Main | |
| Eat-In Kitchen | Remodeled,Corian Counters,Eating Space,Fireplace,Tile Floor | Main |
| Full Bath | Laundry Hookup | Main |
| Library | Built-Ins | Main |
| Living Room | Main | |
| Other | Main | |
| Primary Bedroom | Main | |
| Sun Room | Remodeled,Sliders,Tile Floor | Main |
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William Raveis Mortgage, LLC
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,920 | $543,920 | $543,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $510 | $510 | $510 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,305 | $3,434 | $4,517 |
| Total Monthly Payment | $3,907 | $4,036 | $5,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.