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Welcome to this HIGH-AND-DRY, BEAUTIFULLY RENOVATED, WATERFRONT TURN-KEY 4-bedroom, 2. 5-bathroom home offering 1, 911 square feet of comfortable living space just minutes from the world-famous GULF BEACHES of Pinellas County. Whether you're searching for a profitable VACATION RENTAL, a SEASONAL WINTER RETREAT, or a full-time WATERFRONT RESIDENCE, this beautifully UPDATED CREEK FRONT home, NOT IN A FLOOD ZONE, offers exceptional flexibility in one of Largo's most desirable locations. Thoughtfully updated over the past several years — including a brand-new HVAC system installed just months ago — this move-in-ready property is ready to enjoy from day one, with the FURNISHINGS NEGOTIABLE, making this an outstanding turnkey opportunity for buyers looking to begin enjoying the home or generating rental income—immediately. Walk through the front door into the spacious living room/dining room/kitchen combination, the perfect gathering space for entertaining. The kitchen includes granite countertops, stainless steel appliances, generous cabinet space, and a breakfast bar. The split-bedroom floor plan provides privacy for owners and guests alike, with split guest bathrooms that share a shower in between. The primary bedroom includes an EN-SUITE BATHROOM with a dual sink vanity and walk-in shower. Step outside and experience your own private Florida oasis. A large, screened lanai overlooks peaceful McKay Creek, a 7-mile stream flowing into the Gulf, where you can LAUNCH A KAYAK, PADDLEBOARD, or spend the afternoon FISHING RIGHT FROM YOUR BACKYARD. A sun deck surrounds the sparkling pool, creating the ideal setting for relaxing with family and friends after a day at the beach. Located just minutes from the sugar-sand shores of Clearwater Beach, Indian Rocks Beach, Belleair Beach, and Sand Key, you'll enjoy easy access to boating, waterfront dining, championship fishing, and endless outdoor recreation. Tampa Bay's vibrant attractions—including shopping, restaurants, professional sports venues, and two international airports—are all within a convenient drive. Whether you're looking to generate short-term rental income, escape the northern winters, or settle into the Florida lifestyle year-round, this versatile waterfront property offers the rare combination of LOCATION, UPDATES, and LIFESTYLE that today's buyers are searching for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $714 | $714 | $714 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,242 | $3,419 | $4,514 |
| Total Monthly Payment | $4,048 | $4,225 | $5,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.