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Highly Desirable Newly Renovated Move-In Ready 1Bedroom Condo located at The Commons at Mill River. The kitchen offers generous counter and cabinet space, new stainless-steel appliances and beautiful granite for everyday functionality. Additional features include bathroom with tub, in-unit laundry, central air, private screened-in porch and extra storage outside the unit in the hallway. The Commons is surrounded by beautifully landscaped common areas ideal for socializing with neighbors, taking a leisurely stroll, or relaxing in a serene setting. The condo community is a 55+ sought after location in Central Hamden. Conveniently located to shops, restaurants and routes 91 & 15. Enjoy a prime location within walking distance to coffee shops, shopping, pharmacy & restaurants. Just minutes from universities, local hospitals, highways and downtown New Haven. PET POLICY: No dogs. 1 cat allowed. Enjoy the low-maintenance fee and utility cost with comfort in a secure environment. Several of the photo's showing furniture have been virtually staged. This is one of the most desirable complexes for easy, secure, and community-focused living-don't miss your chance to have this condo as your home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Dining Room | Remodeled | 9.0 x 8.0 | Main |
| Kitchen | Remodeled | 9.0 x 8.0 | Main |
| Living Room | Balcony/Deck,Combination Liv/Din Rm | 23.0 x 12.0 | Main |
| Primary Bedroom | 14.0 x 11.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,197 | $1,262 | $1,660 |
| Total Monthly Payment | $1,785 | $1,850 | $2,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.