95199 WINDFLOWER Trail, Fernandina Beach, FL, 32034 | $485,000
Welcome to this well-maintained 4-bedroom, 4-bath home tucked away on a desirable cul-de-sac street lot. Offering a flexible bonus space that can easily function as a 5th bedroom, office, or flex room. This home provides plenty of room to fit your lifestyle. Recent updates include fresh interior paint in the downstairs living areas and all bedrooms, along with upgraded LED lighting throughout for a bright, modern feel. The home sits on an oversized quarter-acre lot with a fully fenced backyard, screened paver patio, and a spacious three-car garage. The kitchen features granite countertops, dark cabinetry, stainless steel appliances, a large prep island with pendant lighting, and 2 dining areas. The owner's retreat is generously sized with tray ceilings, a walk-in closet, and a private bath complete with dual vanities, a soaking tub, and separate shower. Newly enhanced landscaping adds beautiful curb appeal. Located in Amelia Concourse Subdivision featuring a pool with water slides and a playground. Convenient to highly rated schools, shopping, hospitals, dining, 9 miles to the beach, and 8 miles to 95. Don't miss your chance to own your own piece of paradise here in Fernandina Beach! Off-island home with Fernandina Beach address and LOW HOA fees.
Features
- Bedrooms: 4
- Baths: 4 full
- Year Built: 2013
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,890
- Acreage: 0.21
- Est. Taxes: $5,881
- HOA Fee: $88 Annually
- Appliances: Dishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator
- MLS#: 2153171
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/2153171/95199windflowertrail_fernandinabeach_fl?source=qrflyer
Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
95199 WINDFLOWER Trail, Fernandina Beach, FL, 32034
$485,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $490 | $490 | $490 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,358 | $2,450 | $3,222 |
| Total Monthly Payment | $2,923 | $3,015 | $3,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388